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There are currently 777 posts on this blog. To make it easier for you to find what you’re looking for, feel free to browse the archives below.

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  • June 2022 (11)
    • 27: Do I qualify for bankruptcy in the Bay Area?
    • 27: Speak Fluent Bankruptcy: Guide To Essential Bankruptcy Terms
    • 23: California Statute of Limitations Gets Teeth
    • 23: Surefire Steps To Avoid Bankruptcy (0)
    • 11: How 13 Works To Save Your House From Foreclosure
    • 08: Chapter 13 Eligibility Just Greatly Expanded
    • 04: California Community Property Creates A Marital Threesome (0)
    • 04: The Judgment Lien That Escaped Your Bankruptcy (0)
    • 04: What Does A Bankruptcy Lawyer Do For You
    • 04: What You Left Out Of Your Bankruptcy Schedules (0)
    • 04: Deal With Your Taxes After Bankruptcy
  • May 2022 (7)
    • 16: Damaged Credit Reports Heal (0)
    • 11: Dividing Debts At Divorce: What You Need To Know (0)
    • 10: Why Credit Cards Win Clash of Creditors (0)
    • 04: Does Debt Discharged In Bankruptcy Stay Gone Forever? (0)
    • 02: Protecting Your Co signor When You Can’t Pay
    • 02: Wage Garnishment Survival Guide (0)
    • 02: Ignoring a Lawsuit Against You Is Seldom A Good Thing
  • April 2022 (21)
    • 30: 7 Keys To Keeping Your House: Chapter 13 After You File
    • 29: 4 Rules For Testifying At Your Bankruptcy Hearing (0)
    • 27: California Homestead Grows With Inflation: Calculating The Homestead Increase
    • 26: How You Can Collect From The Debt Collectors
    • 23: Get A Voodoo Discharge Without Filing Bankruptcy
    • 23: What To Disclose In Bankruptcy Papers (1)
    • 20: Bankruptcy And Divorce Collide: The Threatened Filing
    • 14: Bankruptcy and “Ruining your credit score” (0)
    • 14: New Bankruptcy Trends From An Old Hand
    • 14: 4 Compelling Reasons To File The Tax Return Even If You Can’t Pay
    • 10: Before You List Your Home For Sale: The Essential First Task
    • 10: Can A Trust Protect You In Bankruptcy?
    • 10: How To Pay For Bankruptcy When You’re Flat Broke
    • 10: Comparing Bankruptcy Chapters By Impact on Assets
    • 07: When Giving Isn’t Good (0)
    • 06: Debt Limits Increase For Chapter 13 Bankruptcy (1)
    • 04: Disarm The Debt Collector: Understanding The Weapons of Collection
    • 04: Make Sure Your Mortgage Is Current At Bankruptcy’s End
    • 03: What Your Signature On Your Bankruptcy Papers Really Says (1)
    • 03: California Exemptions Increase for 2022
    • 02: Time Running Out on 2018 Tax Refunds
  • March 2022 (21)
    • 30: What happens in Vegas… (1)
    • 30: Are You Liable For Your Spouse’s Debts In California? (2)
    • 30: Pay No Tax On Debt Discharged In Bankruptcy (3)
    • 30: Who To Pay When There’s Not Enough Money To Go Around (0)
    • 25: Tax Tips & Tidbits To Pay Less
    • 19: 7 Essentials For Better Results From Filing Bankruptcy
    • 19: How Much Is My Chapter 13 Payment
    • 18: Jailed For Debt In The USA? (0)
    • 17: Scammers Spoof IRS To Get Your Info
    • 15: Bankruptcy Alphabet: B Is For Business (11)
    • 15: Tax Deductions Hide In Chapter 13
    • 12: Is A Free Bankruptcy Consultation Worth It? (0)
    • 12: The Most Costly Community Property Blunder (0)
    • 12: 10 Tips To Help You Keep Your House
    • 12: The Secret Bankruptcy Exemptions (0)
    • 04: How to Screw Up Your Bankruptcy (287)
    • 03: Chapter 13 Fixes Tax Trouble
    • 01: No House, No Discharge When Chapter 13 Goes Off Script
    • 01: How Long Does Bankruptcy Take? (0)
    • 01: California Homestead Exemption: The Truth Isn’t What You Think
    • 01: Step By Step Guide To Business Shutdown
  • February 2022 (16)
    • 25: Who Files Bankruptcy In The Face Of Booming Bay Area Economy?
    • 24: Mortgage Forbearance And The Hidden Gotcha: Escrow
    • 23: Annual IRA Contribution: Use It Or Lose It
    • 21: Will You Come Visit Me In Jail?
    • 16: SuperLawyer
    • 16: Bankruptcy Alphabet: Z is for Zillion (3)
    • 16: Find The Right Cure for Your Debt Problems
    • 14: Claiming California Exemptions
    • 14: When Can I File Bankruptcy Again
    • 12: What Can Bankruptcy Do About Back Taxes
    • 09: Your Tax Refund In The Crosshairs In Debt Collecting Season
    • 08: Smoke, Mirrors, And Budgets: Are You Missing Where Your Money Goes (0)
    • 08: 5 Things To Do When You Have Been Sued (0)
    • 04: Consider The Clawback of Pre-bankruptcy Transfers Before Filing
    • 01: 5 Essential Tips To Understand Your Mortgage Loan
    • 01: Does Your Corporation Really Protect You From Debt: A Checklist
  • January 2022 (10)
    • 26: Find The Hidden Mortgage Interest Tax Deduction In Bankruptcy
    • 26: Separate Finances Doesn’t Protect Spouse From Financial Disaster
    • 26: Inclusion in Bankruptcy Doesn’t Equal “Discharged” (0)
    • 15: Do I Have To File Bankruptcy Before There’s A Judgment? (0)
    • 15: Bankruptcy Schedules Are More Than Just Paperwork
    • 15: The Essential Step To Get Your Day In Court (0)
    • 15: The Truth About Tax Liens After Bankruptcy
    • 05: Can You Rescue Your Business With Chapter 13
    • 04: Which Spouse Is Liable For Debts In California
    • 01: Ten Best Bankruptcy Gems In 2021
  • December 2021 (9)
    • 31: Top Ten New Bankruptcy Soapbox Posts of 2021
    • 21: Closing Up Shop
    • 21: What Happens To Cash In Bankruptcy? (0)
    • 14: 3 Things That Prevent You From Getting Out Of Debt
    • 11: Pay Off Credit Cards At Zero Percent
    • 11: No Foreclosure If Loan Modification In Process (0)
    • 06: California’s New Exemptions For Money In The Bank
    • 06: Hold Or Fold? How To Decide If Filing Bankruptcy Is Right For You
    • 06: Don’t File Bankruptcy In December
  • November 2021 (15)
    • 23: Family Lawyer’s Cheat Sheet to Bankruptcy
    • 23: Does My Bankruptcy Lawyer Need To Be From My City?
    • 23: SBA Loans Collectible Long Past Business Failure
    • 20: Give More Than Thanks (0)
    • 18: Bankruptcy Is Not Your Last Resort
    • 16: How Many Collection Calls Is Too Many
    • 15: Debt Collection Breakthrough Protection
    • 15: Doing The Means Test Yourself (2)
    • 15: Life And Death of Debt In California
    • 15: What’s After Forbearance
    • 05: Bankruptcy Alphabet: K Is For Keep (8)
    • 05: When Your Bank Account Is Seized: California Action Plan
    • 01: California Courts Provide On Line Help (0)
    • 01: Which Debt Collector Threats Should You Be Afraid Of?
    • 01: How to get copies of your bankruptcy papers
  • October 2021 (10)
    • 30: Bail Yourself Out Of Payroll Tax Trouble
    • 28: What’s So Scary About Bankruptcy? (1)
    • 22: What Is Really Scary About Debt Collectors (1)
    • 22: Has Your Social Security Number Been Suspended?
    • 22: Who Profits When Money Trouble Is Shameful? (0)
    • 17: Bankruptcy Changes Your Life, Only Not The Way You Think (2)
    • 16: DIK Remedies For Foreclosure Breed Bankruptcy Tragedies
    • 11: How To Write A Contract Without A Lawyer & Make It Stick (0)
    • 08: The New Rules Of Asset Protection (0)
    • 04: How To Save Your House With Chapter 13 Bankruptcy
  • September 2021 (7)
    • 28: Don’t Trust Anything Your Lender Says On The Phone
    • 28: California’s Good Deed: Passing Real Property At Death
    • 25: Reduce Your Tax Hit By Filing Bankruptcy Rather Than Settling Debts
    • 11: The Bankruptcy Problem Your Lawyer Can’t Fix (0)
    • 11: The Real Causes of Bankruptcy
    • 11: Chapter 13 Keeps You In Control
    • 04: Laboring Over Bankruptcy Papers
  • August 2021 (14)
    • 24: The Risks Of Filing Bankruptcy For Your Corporation
    • 24: The Real Rules To Sell Stuff Before Bankruptcy (0)
    • 24: California Stimulus Checks Available Only When You File Your Tax Return
    • 17: Stressed Families Can Take A Card From Trump Casino (0)
    • 17: When Can I File Bankruptcy Again (0)
    • 17: Is It Too Late For Bankruptcy? (0)
    • 12: Bankruptcy Alphabet: R is for Retirement (4)
    • 12: When You Can’t Make Your Chapter 13 Payments
    • 11: Your Bankruptcy Discharge Has Teeth: Bite Back
    • 08: Bankruptcy Alphabet: O Is For Omitted (3)
    • 08: 4 Easy Tips To Prepare For Bankruptcy And Beyond
    • 03: What Happens If You Don’t Pay Your Debts (0)
    • 03: What Debts Were Discharged In My Bankruptcy? (1)
    • 03: Your Right To Credit Reporting After Bankruptcy
  • July 2021 (11)
    • 29: Get A Bankruptcy Discharge Even Without Making All Your Payments
    • 29: Bankruptcy Busts Taxes If The Timing Is Right
    • 24: What Causes Bankruptcy? (1)
    • 24: Behind on car loan?
    • 24: Know What You Really Owe: Your Mortgage Loan Rights
    • 20: Facing Foreclosure, You Need A Plan B
    • 20: Your Bankruptcy Discharge Doesn’t End Your Case (0)
    • 15: Bankruptcy Debtors Entitled To Monthly Mortgage Statements
    • 14: California Garnishment Now Provides Greater Protection Of Wages (0)
    • 11: Out of Luck If You Skip A Creditor?
    • 06: How Much Should You Pay To Get Out Of Debt? (0)
  • June 2021 (12)
    • 30: Bouncing Back From Bankruptcy: The To-Do List
    • 23: Sloppy Mortgage Servicers Prey On Borrowers
    • 23: What The Wild Things Teach Us About Bankruptcy (3)
    • 18: The Biggest Lie About Bankruptcy
    • 14: Bankruptcy Disclosure: Don’t Let Orange Be The New Black (1)
    • 13: Free Tax Preparation Offered In Bay Area
    • 13: Turned Down For A Bank Account? Fight Back
    • 07: What’s Included In Bankruptcy? (2)
    • 03: List It Or Lose It: Why It’s Critical To Tell All (0)
    • 02: Five Ways To Bankruptcy Proof Your Divorce
    • 01: California Consumers Have Powerful Debt Collection Rights (0)
    • 01: Right To Support When Your Ex Files Bankruptcy
  • May 2021 (14)
    • 31: Debt Collectors Distort Community Property Law (0)
    • 30: Automatic Stay Has Exceptions: It Doesn’t Stop Everything
    • 29: What’s Wrong With Most Get-Out-Of-Debt Advice
    • 28: What’s Up After Tax Extension To File? (0)
    • 28: Bankruptcy Judge – Umpire In A Robe? (0)
    • 23: Title Isn’t Everything: Watch Out For The Assets In Your Spouse’s Name
    • 23: Is Home Equity A Substitute For Retirement Savings
    • 18: Co Signers Put Themselves In Creditor’s Crosshairs
    • 15: The Secret Bankruptcy Discharge For Community Property (0)
    • 12: Inherited Homes Now Come With Full Measure Of Consumer Rights
    • 08: Bankruptcy Judge: The Phantom In Your Case
    • 07: What Goldilocks Knew About Tax Season
    • 07: Forgiveness Starts At Home (1)
    • 04: Chapter 13 Discharges HOA Debt
  • April 2021 (9)
    • 29: Long Silent Second Mortgages: The Worrisome Truth
    • 29: Debts To The Government: Can They Be Wiped Out (0)
    • 24: Getting Excused From Bankruptcy’s Means Test (0)
    • 24: Can You Spot The Signs Of A Collection Scam
    • 24: Your Tax Refund Is Exposed In Bankruptcy, Unless…
    • 07: Can You Be Arrested For Not Paying Your Debts?
    • 07: Little Time To Spare When Served With A California Lawsuit (0)
    • 02: Tax Deductions Hidden In Chapter 13 (4)
    • 02: Get Annual Credit Report For Free (0)
  • March 2021 (13)
    • 27: How To Wipe Out Tax Penalties In Bankruptcy (0)
    • 24: How to fight back against EDD’s Form 1099G
    • 23: Bank Account Safe From Credit Card Debt
    • 23: Six Tips For A Worry-Free Bankruptcy (0)
    • 22: Bankruptcy Means Test: New Numbers, Little Impact For Bay Area
    • 20: Debts You Can’t Wipe Out In Bankruptcy
    • 20: The Strange Rules When A Creditor Is Left Off Bankruptcy Schedules
    • 20: 10 Top Tricks Of The Lending Industry
    • 18: New California Homestead In Action
    • 18: $7000 Off The Price Of The Car In Chapter 13
    • 15: Does THIS Violate My Bankruptcy Discharge?
    • 06: When Your STBX Files Bankruptcy: An Action Plan
    • 03: Bankruptcy Alphabet: E is for Exemptions (24)
  • February 2021 (10)
    • 26: Time Running Out On Dynamite Business Reorganization Opportunity
    • 26: Bankruptcy Drives Credit Score Surprise
    • 24: Free Bankruptcy Advice: 5 Reasons Why I’m Not Free
    • 22: Can Your Business Survive The Pandemic?
    • 19: High Income Earners Pass Bankruptcy’s Means Test (0)
    • 18: Why You Don’t Want A Bankruptcy Attorney To Fight For You (0)
    • 15: When You Can’t Pay Your Bills Because Of The Virus
    • 12: Chapter 13: Know Who Gets Paid First Under Your Plan (4)
    • 08: What Happens To Liens In Bankruptcy?
    • 05: How To Pick A Bankruptcy Lawyer
  • January 2021 (18)
    • 29: Scofflaws Must Pay When They Violate The Stay
    • 28: Bankruptcy Questions Have Few Quick Answers
    • 27: Unfiled Tax Returns Are A Life Sentence (3)
    • 26: Pay Your Debts Or Go To Jail? (0)
    • 26: How To Make Mortgage Lender ‘Fess Up (0)
    • 25: How Chapter 13 Cuts Car Loan Down To Size (0)
    • 25: Three Barriers To Getting Out Of Debt
    • 22: Avoid Paying Taxes On That 1099 Form, Legally (0)
    • 19: Stupid Moves Before Seeing A Bankruptcy Lawyer (0)
    • 19: Personal Assets Can Be At Risk For Your Business Debts
    • 15: What Everyone Knows About Bankruptcy: Not (3)
    • 15: Better Credit After Bankruptcy: Does Reaffirming A Car Loan Help?
    • 08: 10 Things Tax Professionals Need To Know About Bankruptcy (0)
    • 06: What’s New In Bankruptcy Law in 2021
    • 03: Is Bankruptcy In Your Future?
    • 02: California Only Middling In Protecting Families From Debt Collectors (0)
    • 02: What Your Bankruptcy Lawyer Can’t Tell You (0)
    • 02: California Gets New Homestead
  • December 2020 (10)
    • 23: Bankruptcy Alphabet: J For Justify (11)
    • 18: Life After Bankruptcy: What’s It Really Like?
    • 10: Bankruptcy Alternatives Cost More, Deliver Less (0)
    • 08: What You Think About Chapter 13 Is Dead Wrong
    • 05: Six Rotten Excuses Not To File Bankruptcy (5)
    • 04: All I Want For Christmas Is A New Year And A Fresh Start
    • 03: California Bankruptcy Law Is All Our Own
    • 01: Bankruptcy Discharge vs. Dismissal (0)
    • 01: Feds Offer Deferral Option For Home Mortgage Payments
    • 01: Cutting The Car Loan Down To Size
  • November 2020 (11)
    • 28: Better To Live With Debts Than File Bankruptcy? (0)
    • 28: Do You Get The Bankruptcy Grubstake Exemption? (1)
    • 21: 10 Must-Know Things About Money Judgments
    • 18: Which Bankruptcy Chapter Is Right For Me?
    • 17: How Filing Bankruptcy Can Benefits Your Heirs (0)
    • 16: When Is The Time Right To File Bankruptcy
    • 13: Planning For Bankruptcy: Keep Your Tax Refund (0)
    • 12: When Debt Collectors Won’t Stop, Despite Bankruptcy (0)
    • 10: Tax Liens Live On After Bankruptcy, Unless…. (0)
    • 10: Which Creditors Should You Really Fear? (0)
    • 03: Get A Deal On Your Car After Bankruptcy
  • October 2020 (6)
    • 26: The Most Powerful Debt Management Tool (0)
    • 18: 10 Things Every Attorney Should Know About Bankruptcy
    • 16: 10 Things Personal Finance Bloggers Need To Get Right About Bankruptcy
    • 16: California Homestead Works In Other States, Too
    • 04: Incorporating A Troubled Business: Work-around Or Worse? (1)
    • 02: The Difference Between Good Bankruptcy Lawyer and Great Bankruptcy Lawyer (0)
  • September 2020 (8)
    • 29: File bankruptcy tomorrow? (0)
    • 23: The Means Test: Badly Mangled (0)
    • 12: Ten Debts That Follow You After Bankruptcy
    • 11: How A Careless Bankruptcy Can Bite Your Family (0)
    • 10: The Easiest Business Loan In Town (0)
    • 06: Bankruptcy Discharge Slays IRS Form 1099
    • 04: The Zero Interest Get-Out-Of-Debt Tool: Bankruptcy For The Solvent
    • 02: Who Owns Your Business When You File Bankruptcy?
  • August 2020 (3)
    • 28: Mortgage Forbearance For Non-government Backed Loans
    • 19: What The Fool Got Wrong About Filing Bankruptcy
    • 06: Why Bankruptcy Means Test Is Paper Tiger In Bay Area (0)
  • July 2020 (10)
    • 23: When Is The Right Time To File Bankruptcy (1)
    • 23: Who Gets Grannie’s Cash – Grannie Or The Bankruptcy Trustee?
    • 21: Debt Collector Threats: Which Ones Are Real?
    • 18: Marital Separation Doesn’t Require Two Homes
    • 16: Myth Of The Corporate Credit Card
    • 15: We Live In An Economic House Of Cards
    • 11: What Should Bankruptcy Cost? (1)
    • 06: Discharge Taxes in Bankruptcy: Move Beyond the Myth
    • 02: Debt Settlement Is A Dud (0)
    • 01: Stop Making Quarterly Tax Payments (0)
  • June 2020 (7)
    • 24: New California Bankruptcy Exemptions
    • 18: Mortgage Payments During California Shelter-in-Place
    • 18: Does Bankruptcy Bar Retirement Savings?
    • 16: How Chapter 13 Saves You Money
    • 12: Should You Pay Your Creditors Rather Than File Bankruptcy? (0)
    • 11: Credit Scores Trend Upward After Bankruptcy
    • 06: Chapter 13 To The Rescue In Ruinous Business Lawsuit
  • May 2020 (8)
    • 24: Financial Fundamentals: Credit v. Debit
    • 20: Bankruptcy Alphabet: A Is For Assume (15)
    • 20: No Rush To File Bankruptcy
    • 14: How Creditors Spread Fear Of Bankruptcy For Profit (0)
    • 08: Who Gets A Slice Of The Bankruptcy Pie?
    • 08: Why I Love Chapter 13
    • 08: California Renter Protections From Eviction: How To Qualify
    • 07: The Fate of Second Homes In Bankruptcy
  • April 2020 (7)
    • 30: Bills I Gotta Pay, But There’s A Pandemic Out There
    • 23: Reaffirm Your Car Loan: The Bankruptcy Fight You Hope To Lose
    • 22: You Can Make Debt Collectors Stop
    • 21: Home Mortgage Forbearance: Will It Save Your Home From Pandemic?
    • 13: California Income Tax Deadlines Extended
    • 09: 7 Principles of California Community Property (0)
    • 02: Chapter 13 Bankruptcy Disrupted by Coronavirus
  • March 2020 (5)
    • 30: If You Can’t Make Your Car Payment During The Virus Shutdown
    • 25: IRS Pandemic Relief in Taxing Times
    • 17: Explaining The Increase In Monthly Mortgage Payments On Long Established Loans
    • 10: Bankruptcy Alphabet: Q is for Questions (4)
    • 03: Free Bankruptcy Advice: Consider The Source (3)
  • February 2020 (8)
    • 20: Incorporating Your Business Has Surprise Benefit (0)
    • 20: V Is For Value In Bankruptcy Alphabet (2)
    • 18: Keep Your Tax Refund Through Your Bankruptcy (0)
    • 15: The Worst Reason To Choose Debt Settlement Over Bankruptcy (0)
    • 13: Be Prepared When You File Bankruptcy Without Your Spouse
    • 10: Skip Bankruptcy’s Means Test
    • 10: Got A 1099? How To Avoid Paying More Tax (0)
    • 05: Old Tax Liability Discharged In Bankruptcy, If…. (0)
  • January 2020 (6)
    • 27: Pay Down Debt Or Save? Which Should Come First
    • 20: Is There Life After Bankruptcy?
    • 14: Don’t Fall For Your Mortgage Lender’s Insurance (0)
    • 08: What You Need To Know About Reaffirmation
    • 02: Caution: Freedom Debt Relief
    • 01: Resolve To Thrive In The New Year (0)
  • December 2019 (6)
    • 30: Best New Bankruptcy Insights Of 2019
    • 28: 2019 Reader Favorites From Bankruptcy Soapbox
    • 27: Retirement Nest Egg: Ostrich Egg Or Quail Egg?
    • 11: Can Your Creditor Get A Lien On You? (0)
    • 09: All You Need To Know About Bankruptcy Stay & Pending Litigation
    • 09: In Debt? Plan For Holidays And A Better New Year (0)
  • November 2019 (5)
    • 30: Can You Get A Car Loan After Bankruptcy? (1)
    • 09: The Parent School Loan
    • 08: The Foreclosure That Was Longer Than War & Peace
    • 01: Debt Can Kill You If You Let It (0)
    • 01: How To Spend Money Before Filing Bankruptcy (0)
  • October 2019 (4)
    • 28: The Real Threat To Your Retirement Savings Isn’t Bankruptcy (0)
    • 25: Pay Off Credit Cards Without Interest And Be Debt Free (2)
    • 07: Five Tax Tips For Two Cents
    • 05: Do It Yourself Bankruptcy Software Is A Trap
  • September 2019 (3)
    • 26: How Consumer Remedies Were Gutted By Little- Noticed Tax Code Changes
    • 23: The Tax Deduction No One Tells You About (0)
    • 17: Who To Pay After Bankruptcy
  • August 2019 (7)
    • 24: Chapter 13 Dismissed After All Payments Are Made: Self Inflicted Wounds
    • 14: The Secret Alternative To Bankruptcy
    • 10: Collection Law Suits in California (1)
    • 01: Two Strikes & You’re Out (Of Your Home)
    • 01: At Risk of Repossession? How To Keep The Car & Pay Less
    • 01: Collection Suits and Court Dates (0)
    • 01: Why Even Rock Solid Marriages Need A Prenuptial Agreement
  • July 2019 (6)
    • 22: When $400 Emergency Pushes You Over The Edge
    • 18: Debt Buyers Barred From California Courts (0)
    • 13: Cheapskate’s Guide To Asset Protection
    • 06: Rising From The Ashes Of Financial Disaster (0)
    • 05: What Small Business Needs From Government (0)
    • 02: How One Family Settled Huge Debt For Pennies
  • June 2019 (3)
    • 29: The Trouble With Your Social Security
    • 22: Why File Bankruptcy? It’s Your Life Expectancy
    • 05: Ordinary Heroes Deliver Second Chances With Bankruptcy
  • May 2019 (4)
    • 09: Sign Your Corporation’s Name So You Aren’t On The Hook (0)
    • 07: Silicon Valley Horror Story: The Business Credit Card That Bit
    • 06: 5 Small Business Mistakes That Thwart Success
    • 01: How Guarantors Can Escape Tax On Soured Debt
  • April 2019 (9)
    • 25: Financial Literacy Building Block: Compound Interest
    • 23: Does Marriage Make Me Liable For My Spouse’s Debts (0)
    • 15: Bankruptcy No Place For DIY (1)
    • 11: The One Person You Must Tell About Your Bankruptcy
    • 10: What Mythbusters Star Says About Money Troubles (14)
    • 10: Getting Rid Of Junior Home Liens In Bankruptcy (1)
    • 09: Tax Form 1099 Needs A Closer Look: Chances Are It’s Wrong
    • 06: Cut Tax Penalties In Bankruptcy
    • 03: Know who you are when the business files bankruptcy (1)
  • March 2019 (5)
    • 28: Double Dipping On Retirement Savings
    • 19: How Does Your Household Budget Measure Up?
    • 18: Don’t Brag About What You Saved Unless It’s True
    • 09: The Flat Wrong 1099
    • 08: Is Your Choice Of Bankruptcy Chapters Really Dictated By Your Stuff? (1)
  • February 2019 (7)
    • 28: Get The IRS To Feed Your Savings
    • 22: Don’t Let The IRS File A Return For You
    • 19: Will You Have Money For A Lifetime?
    • 17: The Kind of Person Who Files Bankruptcy (3)
    • 13: Find The Lost Tax Deduction When Lender Misreports Mortgage Interest Paid
    • 09: Mortgage Lenders Stop Lurking And Start Foreclosing
    • 06: What Creditors Of PG&E Need To Know About Bankruptcy
  • January 2019 (11)
    • 31: What Are Your Rights In A California Foreclosure (0)
    • 31: Best Bankruptcy Advice of The Year
    • 29: So You Keep Your Home Through Bankruptcy- What Then? (0)
    • 25: Coping With No Paycheck: Do’s and Don’ts For Victims Of The Shutdown
    • 23: Fix Mortgage Troubles After Chapter 13
    • 18: 10 Reasons Why Bankruptcy May Be Your Best Investment
    • 17: Credit Reporting Agency Is All Wrong About Bankruptcy
    • 14: Financial Lessons From Furloughed Federal Workers
    • 14: Stop Making Quarterly Tax Deposits (0)
    • 10: Bankruptcy Without A Discharge: Why Chapter 20 Works
    • 09: Do California Seniors Need to File Bankruptcy? (0)
  • December 2018 (1)
    • 05: Why Keep Bankruptcy Off Your Credit Record
  • November 2018 (5)
    • 30: When Mortgage Lenders Monkey With Your Loan
    • 30: Three Cheers For Entrepreneurs
    • 21: What This Lawyer Is Grateful For At Thanksgiving
    • 14: 4 Keys To Chapter 13 Success
    • 07: We’re Now In Redwood City
  • October 2018 (5)
    • 26: “Hold Harmless” Survives “To Have and To Hold”
    • 19: If The IRS Comes Calling After Your Bankruptcy Discharge
    • 17: Divorce And The Ticking Debt Bomb (0)
    • 11: It’s Who You Owe In Bankruptcy (0)
    • 08: Highlighted Tax Tips For Final Week To File Returns
  • September 2018 (6)
    • 25: Dates, Mates, and Debts In A Community Property State (0)
    • 22: 3 Real Reasons Chapter 13 Plans Fail (0)
    • 14: Means Test As Three Dimensional Chess
    • 13: Legacy of the Mortgage Lending Frenzy Returns
    • 10: Worthless Mortgage Liens Keep Homeowner At Risk (0)
    • 06: Do You Need To Reaffirm Your Home Loan After Bankruptcy?
  • August 2018 (5)
    • 30: Going To Court In Your Bankruptcy Case (1)
    • 11: Creditor Must Pay If It Loses A Bankruptcy Fight
    • 10: Audited? Did You Tell The State Tax Authorities?
    • 04: Debt Actually Makes You Stupid (0)
    • 03: Second Best Reason To Contribute To Retirement Fund Even If You’re In Debt
  • July 2018 (5)
    • 31: Surefire Ways To Tell Scammers From Private Tax Collectors
    • 31: Where Do I File My Bankruptcy Case? (0)
    • 30: How To Exclude A Debt From Your Bankruptcy Discharge
    • 25: Means Test Cheat Sheet 2: Taxes In Bankruptcy
    • 11: Your Home Loan May Be Excluded From Homeowner Bill of Rights (0)
  • June 2018 (3)
    • 15: Spot Credit Report Errors After Your Bankruptcy & Fix Them
    • 12: Why Bankruptcy Cases Go Down The Drain (0)
    • 04: Asset Protection For Free
  • May 2018 (3)
    • 30: Bankruptcy Upsets The Divorce Property Division (0)
    • 26: Ten Essential Nuggets For Creditors in Bankruptcy Notice (0)
    • 04: When Bankruptcy Lawyers Get The Basics Wrong (0)
  • April 2018 (6)
    • 25: 6 Things You Need To Know About The California Homestead (0)
    • 19: Why Your Mortgage Lender Won’t Send Statements After Bankruptcy (0)
    • 19: Fear keeps folks from bankruptcy relief (0)
    • 12: Did You Tell The Whole Truth In Your Bankruptcy Papers? (0)
    • 09: What Litigators Need To Know About Bankruptcy
    • 06: Stay At Home Doesn’t Mean Get Left Behind At Retirement
  • March 2018 (8)
    • 31: Your Business Partnership Needs A Prenup (0)
    • 29: Don’t Get Fleeced At The Car Dealership: Tips On Buying A Car
    • 29: Will A Second Bankruptcy Really Protect? (0)
    • 13: Hidden Dangers In Tapping The Reverse Mortgage Piggybank (0)
    • 12: TImeless Wisdom Doesn’t Apply When Filing Bankruptcy (1)
    • 12: When Chapter 20 Bankruptcy Adds Up
    • 08: The Most Compelling Reason To File Bankruptcy
    • 02: Last Minute Tax Break For Distressed Homeowners
  • February 2018 (5)
    • 27: IRS Shakedown Happening In Bankruptcy Court
    • 19: Warning: Wells Fargo Can Freeze Your Account (0)
    • 17: Taxes: Building Block of Financial Literacy
    • 07: Are You Stuck With The Lawyer Who Filed Your Bankruptcy Case? (0)
    • 03: Your Creditors Lie In Wait For Your Kids
  • January 2018 (5)
    • 26: How Your Property Gets Sold In Your Partner’s Bankruptcy (0)
    • 12: Who’s Afraid Of Bankruptcy’s 90 Day Rule (0)
    • 10: 20 Years Of Bankruptcy In Brief
    • 09: The Unexpected Loss When Tax Returns Filed Late
    • 04: Bankruptcy Alphabet: T is for Tension (7)
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    • 28: My Wildly Biased Choices For Best Posts Of 2017
    • 26: Best Of 2017: Reader Favorites On Bankruptcy Soapbox
    • 26: What Game Are We Scoring? (1)
    • 14: How Avoiding Probate Ended Up In Bankruptcy (3)
    • 05: Protect Yourself From The Equifax Breach In 4 Steps
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    • 22: What A Bankruptcy Lawyer Is Thankful For (0)
    • 16: Loan Modification: The $100,000 Mistake
  • October 2017 (5)
    • 31: Getting A Loan Modification Is Only Half The Fight
    • 27: 5 Free Tools To Fight A Debt Collector (0)
    • 23: Locked Out Of Court: The Not-So-Fine-Print Arbitration Clause
    • 20: How Their Telephone Can Ruin Elders (0)
    • 08: Tax Tidbits As Filing Deadline Approaches
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    • 29: 3 Things Turn Off This Bankruptcy Lawyer
    • 27: You Keep Underwater Property in Bankruptcy (0)
    • 26: The Government Loans That Bankruptcy Wipes Out (1)
    • 13: Unicorns, Wookies, And Medical Bankruptcies
    • 10: The Killer Rule That Zaps Private Student Loans (0)
    • 08: Protect Your Credit After Equifax Security Breach
  • August 2017 (4)
    • 28: Bankruptcy Alphabet: C is for Counseling (15)
    • 23: Foreclosure: The Unseen Hazards (2)
    • 10: Bank Has No Remedy After Foreclosure
    • 04: Cut Tax Liens Down to Size
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    • 21: New Tool For Homeowners Against Mortgage Lender Mistakes
    • 17: All Star Soapbox Posts For 2017 – The Readers’ Favorites
    • 15: Tax Trap When You Settle Debts Outside Of Bankruptcy (0)
    • 14: Homestead Law Little Protection For California Seniors
    • 13: Cheat Sheet For Passing Bankruptcy Means Test
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    • 23: Google & Me (0)
    • 20: Bankruptcy Alphabet: D is for Discharge (22)
    • 16: Drive-in bankruptcy? (0)
    • 12: Bankruptcy Alphabet: F is for First (15)
    • 03: Bankruptcy Statistics Are Always Singular (0)
  • May 2017 (5)
    • 15: Discharged Debts Don’t Bar Chapter 20 Lien Strip
    • 12: Four Essential Habits For Successful Entreprenuership
    • 09: Congress Considers Making Student Loans Dischargeable in Bankruptcy
    • 09: Couple Beats Big Banks Who Ignored Bankruptcy Discharge
    • 05: Bankruptcy Alphabet: Y is for Yoke (1)
  • April 2017 (5)
    • 26: Your Home Is Not A Piggy Bank
    • 20: 8 Essential Tasks To Maximize Your Bankruptcy Fresh Start (0)
    • 14: What Asset of Failed Business Is Most Valuable? (0)
    • 07: Why I Hate Credit Reporting Agencies (0)
    • 06: Means Test & Taxes: Look Backward Or Forward (1)
  • March 2017 (1)
    • 27: Earthquake In California Law Of Community Property And Title
  • February 2017 (4)
    • 21: Ocwen To Pay California Homeowners For Servicing Shortcomings
    • 19: Making Retirement Saving More Expensive
    • 14: How Will Bankruptcy Filers Retire? (0)
    • 02: Bankruptcy Alphabet: L is for Life (0)
  • January 2017 (3)
    • 29: When Realtors Go Rogue (0)
    • 26: Update Your Mental Money Software To 2.0 (0)
    • 04: Can You Afford The Cost of Retiring Here In California? (0)
  • December 2016 (9)
    • 31: The Dozen Most Important Bankruptcy Posts Of 2016
    • 28: Last Call For Loan Modifications Under HAMP
    • 27: Your Picks For The Best Of Bankruptcy Soapbox For 2016
    • 17: Spotting The Mean In The Means Test (0)
    • 14: Bankruptcy Alphabet: S is for Strip (5)
    • 11: How To Spot A Fake IRS Officer (0)
    • 08: Three Reasons To Divorce Your Bank Before Bankruptcy (3)
    • 08: Keep Your Tax Refund Despite Filing Bankruptcy (0)
    • 07: Little Guys, Big Banks, And The Quest For Change
  • November 2016 (3)
    • 29: Why The Gap Between Judges & Attorneys Over Fees?
    • 06: The Dr. Seuss Secret To Laws That Actually Work (0)
    • 04: Staying Out Of Bankruptcy Trustee’s Crosshairs (0)
  • October 2016 (6)
    • 28: The DOJ War On Chapter 13 Debtors
    • 23: Your Rights When Your Home Is Foreclosed
    • 19: Foreclosure Looms But The Bank’s Numbers Don’t Add Up
    • 17: Free Expert Help With Your Bay Area Home Loan Modification (0)
    • 13: California Law on Cancelled Debt Mirrors Federal Law (1)
    • 06: Was Your Credit Score Trampled By Unwanted Wells Fargo Accounts
  • September 2016 (2)
    • 30: Glimmer of Hope For Change In Student Loan Dischargeability (0)
    • 25: The Tortoise Is The Mascot Of Retirement Savings (0)
  • August 2016 (3)
    • 31: Vince Lombardi Is To Blame
    • 18: Social Security Safe In Bankruptcy (2)
    • 16: Costs of Incarcerated Kid Dischargeable in Bankruptcy
  • July 2016 (1)
    • 20: Melania Trump Sold The American Dream Short
  • June 2016 (2)
    • 22: Not Too Late To Strip Mortgage Lien
    • 02: File Bankruptcy All Alone: No Spouse Required (0)
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    • 25: Who Gets To Choose Your Bankruptcy Chapter?
    • 12: Dead Debts Haunt Home Purchase
    • 09: Facing Foreclosure? Your Kids Can Cope (0)
  • April 2016 (2)
    • 20: What’s Your Retirement Theme Song?
    • 09: Tugging On Superman’s Cape (0)
  • March 2016 (6)
    • 19: Pay Or Go To Jail Tops IRS List Of Tax Scams
    • 17: California Anti Deficiency Laws Trump Short Sale Agreement (0)
    • 10: Super Bankruptcy Lawyer Spotted in Mountain View (1)
    • 10: California Pulls The Plug On Debt Buyers (1)
    • 07: The Realtor’s Guide To Home Sales In Bankruptcy (0)
    • 04: The Struggle To Surrender Underwater Real Estate
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    • 12: Claim Tax Deductions Lurking In Your Chapter 13 (0)
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    • 27: 10 Best Bankruptcy Soap Box Posts Of 2015
    • 04: Why Creditors Should Get Less in Chapter 13 (6)
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    • 17: 10 Best Bankruptcy & Money Posts Of 2015
    • 16: At Risk Of Arrest For Not Paying Your Debts? (0)
    • 10: Why These Student Loans Got Discharged In Bankruptcy
  • November 2015 (3)
    • 25: Thankful
    • 16: Why Would Lawyer Choose Consumer Bankruptcy?
    • 13: Terminate Cell Phone Penalties in Bankruptcy (0)
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    • 21: Lien Stripping Works Without A Bankruptcy Discharge
  • September 2015 (2)
    • 29: Try The Community Property Two Step (1)
    • 01: Fear of Bankruptcy Misplaced (0)
  • August 2015 (4)
    • 17: Collections Is A Boogie Man For Businesses Too (1)
    • 10: Mix Old Debts & Good Faith Payments For Bad Results
    • 08: Donald Trumpets: I Didn’t File Bankruptcy
    • 06: Don’t Let Your Bank Pick Your Pocket (0)
  • July 2015 (1)
    • 22: No Discharge Chapter 13 Effective To Strip Lien
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    • 29: Homeowner Beats Loan Servicer On Foreclosure Appeal
    • 20: No More Repossession Threat If Exemption Bill Passes
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    • 28: Why No-Look Bankruptcy Fees Are No-Good
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    • 26: Time Running Out To Claim Prior Year Tax Breaks
    • 04: Loan Modification Excuses No Longer Good With Courts
    • 02: Why Tax Software Is Lousy Purchase
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    • 03: My 7 Favorite Soapbox Posts Of 2014 (0)
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    • 27: Best Of 2014 On Bankruptcy Soapbox (0)
    • 22: Zombie Debt is Naughty, Not Nice (0)
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    • 05: When Stagnant Home Values Mean Huge Savings (0)
    • 04: Six Credit Card Scams You Need To Spot (0)
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    • 17: Get Out From Under Student Loans In Half The Time (0)
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    • 12: California Restores Mortgage Debt Relief for 2013 (0)
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    • 26: Tax Exposure Increases Along With California Foreclosures (0)
    • 22: Big Ocwen Payout To Victimized Homeowners (0)
  • January 2014 (3)
    • 24: What You Don’t Know (Yet) About Your Mortgage Loan (0)
    • 14: The Most Important Bankruptcy Decision Of 2013 (0)
    • 04: Congratulations To Sergio Garcia, New California Lawyer (0)
  • December 2013 (3)
    • 13: Will Social Security Be Enough To Retire To Surf City? (0)
    • 07: Three Giant Banks Fail To Keep Settlement Promises (0)
    • 06: Easy Ways To Avoid HOA Fees After Bankruptcy (0)
  • October 2013 (1)
    • 31: What’s To Fear About Bankruptcy (0)
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    • 19: Lost Homes, Cut Off Creditors & Whack A Mole (0)
    • 16: California Extends Protection For Home Loan Borrowers (0)
    • 12: Borrowers Beat Wells Fargo In Trial Modification Case (0)
    • 04: Does Filing Bankruptcy Ruin My Credit For 7 Years (0)
  • August 2013 (6)
    • 27: Does Foreclosure Forever Keep Me From Homeownership (0)
    • 24: How To Get Help For Health Insurance For Your Kids (0)
    • 14: Best And Worst Of Prepaid Cards (0)
    • 13: The Living Trust: Can You Trust It To Protect You? (0)
    • 08: Debt Buyer Gets Less Than It Bargained For (0)
    • 07: Free Retirement Advice By Professional Advisor Comes Up One Tool Short (0)
  • July 2013 (3)
    • 22: The Collection Call That Terrifies (0)
    • 16: All Bankruptcy Advice Is Not Created Equal (0)
    • 11: When Foreclosure Requires You Move (0)
  • June 2013 (2)
    • 27: Bankruptcy Trustees And The Short Sale Racket (0)
    • 25: Mortgage Servicers Lie To Homeowners-Try That With A Judge (0)
  • May 2013 (3)
    • 31: Who Needs This Kind Of Help With Debts (0)
    • 16: Why Rising Home Prices Will Sink Some Homeowners (0)
    • 15: Bankruptcy Exemption Bill Changes More Than Dollar Amounts (0)
  • April 2013 (3)
    • 19: The Reverse Side Of The Coin: In Re Welsh (0)
    • 03: Tax Question Roundup (0)
    • 01: California Exemptions Increase April 1 (0)
  • March 2013 (2)
    • 15: Dumbest Thing For Those In Debt (0)
    • 02: Same Sex Couples No Different In Bankruptcy (1)
  • February 2013 (2)
    • 23: Hunger In The Golden State (0)
    • 10: Means Test Not Sole Measure Of Bankruptcy Abuse (0)
  • January 2013 (1)
    • 24: Filing Bankruptcy Is All About Your Future (0)
  • December 2012 (1)
    • 04: Lien Strips Live in Chapter 20 (3)
  • November 2012 (2)
    • 27: Car Crazy In Bankruptcy Court (3)
    • 15: Depressed Property Values & Valueless Liens (0)
  • October 2012 (1)
    • 03: Even The Rich & Famous File Bankruptcy (0)
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    • 22: So What If Debt Collectors Are Robosigners? (0)
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    • 02: How Rising Home Values May Threaten Your Long Term Finances (0)
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    • 14: Foreclosure And The Tax That Follows: What You Must Know (4)
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    • 07: California Bankruptcy Lawyer Puts Information Out There – Too Bad He’s Wrong On The Basics (11)
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    • 18: Miracles Possible in Mortgage Mess (1)
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    • 19: Only Sex Appeal and the U.S. Congress Can Sell These Services (3)
    • 15: What T-Boz Missed When Chapter 13 Dismissed (0)
  • January 2012 (2)
    • 31: Skip Filing Your Tax Return And The Tax Lives Forever (0)
    • 09: The One Fix Silicon Valley Bankruptcy Courts Need (0)
  • December 2011 (3)
    • 23: Bankruptcy Alphabet: X is for OEX (2)
    • 22: Bankruptcy Alphabet: W is for Wait (2)
    • 17: Bankruptcy Alphabet: U Is For Unsecured (4)
  • November 2011 (6)
    • 29: Bankruptcy Alphabet: P is for Priority (2)
    • 23: Bankruptcy Alphabet: N Is For Nondischargeable (4)
    • 21: Bankruptcy Alphabet: M Is For Modify (2)
    • 15: Bankruptcy Alphabet: I Is For IRS (10)
    • 13: Bankruptcy Alphabet: H is for House (13)
    • 11: Bankruptcy Alphabet: G is for Guaranty (12)
  • October 2011 (1)
    • 08: Money Troubles Plague My Vacation (0)
  • August 2011 (3)
    • 13: Bay Area Loan Modification Scam Busted (0)
    • 10: California Foreclosure Law Streamlined By Amendment (0)
    • 02: Oakland Bankruptcy Judge Upheld At 9th Circuit (0)
  • July 2011 (3)
    • 19: No Recourse for Junior Lien in Short Sale (7)
    • 11: Your Choices For The Underwater House (0)
    • 09: Self Employed, But Not By Choice (2)
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    • 04: Cramming Down Mortgage Liens: The Plot Thickens (2)
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    • 28: Financial Literacy: Politics May Make It A Matter Of Life Or Death (2)
    • 27: How Long Til Foreclosure? (1)
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    • 28: Tax Fallout from Foreclosure & Loan Modification (0)
    • 10: Debtor Bites Collector Over Stale Debt (0)
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    • 05: Client “wants to think” about appointment (1)
  • January 2011 (4)
    • 30: It’s all in your point of view (0)
    • 15: Who files bankruptcy? (0)
    • 10: Zombie Debt Collectors Must Come Clean (0)
    • 07: New California law protects sellers in short sales (0)
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    • 04: Real world impact of Sternberg (1)
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    • 12: Word rant: seizure of mortgaged homes (0)
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    • 30: The Real Import of Foreclosures and False Affidavits (1)
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    • 30: Budgeting with an open mind (0)
    • 16: Student loans: sinking the parents (0)
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    • 26: Rant on realtors (0)
    • 22: Changing view of when to file bankruptcy (1)
    • 09: “Chapter 20” Lives in Northern California Bankruptcy Courts (0)
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    • 19: Debt Settlement Settles Nothing (1)
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    • 27: What happened to encouraging Chapter 13 (0)
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    • 25: After the loan modification: the underwater house (1)
    • 14: California aligns tax law on mortgage debt forgiveness with feds (0)
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    • 16: Means test: don’t try this at home (1)
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    • 08: Guilt & fear used to keep homeowners paying (0)
    • 04: Parking lots presage future of bankruptcy business (0)
    • 01: Bankruptcy lawyer must have otherworldly powers (0)
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    • 22: Perversity run amok (1)
    • 21: Negotiate to the last minute at your peril (0)
    • 10: Short sales no boon to credit score (0)
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    • 08: Mortgage modification bill returns to Congress (0)
    • 02: Should you pay the mortgage? (1)
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    • 29: Money management and the things we “deserve” (0)
    • 26: Thankful amid hard times (0)
    • 21: Retirement contributions in Chapter 7 (0)
    • 19: Medical bankruptcies not obvious (0)
    • 14: Ending the debit card gotcha (0)
    • 12: Chapter 13 debt limits double for couples (1)
    • 01: Lenders slow to act following relief from stay (2)
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    • 20: Lawyers ask “How does bankruptcy work?” (0)
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    • 23: Required financial management education: BAPCPA’s one good thing (0)
    • 21: Is defaulting on mortgage immoral? (0)
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    • 18: Bankruptcy signs of the times (0)
    • 11: Wage garnishment ends with bankruptcy filing (0)
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    • 11: Small businesses increasingly seek bankruptcy relief (0)
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    • 27: Judicial review of debtor’s attorneys fees (0)
    • 20: Foreclosure the day after tomorrow (0)
    • 03: Credit card “overspending” parallels housing crisis (0)
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    • 19: Keep the house? Deflector shields up (0)
    • 18: Credit card for emergencies (0)
    • 12: Student loans ensnare parents (0)
    • 05: What if you choose an alternative to bankruptcy (0)
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    • 22: The latest debt collector violation of law (0)
    • 17: How long for California foreclosure (0)
    • 08: Financial products sold to the unsophisticated (0)
    • 02: Financial education program worthwhile (0)
    • 01: Immigrants and bankruptcy disclosure (0)
  • March 2009 (4)
    • 20: Loan modification resources (0)
    • 15: Debts not passed on when one passes on (0)
    • 12: Senators who need to hear from real people about S. 61 (0)
    • 09: Mortgage modification as subsidy by taxpayers (1)
  • February 2009 (10)
    • 28: Banks have already lost on bad loans (0)
    • 25: Cancel card and enjoy convenience? (0)
    • 25: California legislature halts foreclosures (0)
    • 21: (0)
    • 17: Banking lobby ignores current mortgage law (0)
    • 15: Banks Worsen Foreclosure Crisis (0)
    • 14: Mortgage bankers lobby for status quo (1)
    • 13: Catch tax deductions in Chapter 13 payments (1)
    • 08: Personal money management is complicated (2)
    • 06: Research bankruptcy on the internet (0)
  • January 2009 (9)
    • 30: Another voice in the savings chorus (0)
    • 26: Falling rents make walking away cheaper (0)
    • 21: Bankruptcy as opportunity (1)
    • 17: Countrywide admits to faking interest in modifications (0)
    • 16: Modifying mortgages in Northern California (0)
    • 12: Mortgage Modification and Moral Hazard (0)
    • 09: Mortgage modification in a declining market (0)
    • 04: Tax breaks no place to hide public policy choices (0)
    • 02: Vote for best niche blog (0)
  • July 2008 (4)
    • 30: Disdain for Automatic Stay Everywhere (0)
    • 23: California addresses foreclosure crisis (0)
    • 12: Chapter 13 trustees, money and goodwill (0)
    • 03: Debt settlement: how it really works (0)
  • June 2008 (3)
    • 18: J K Harris settles with California over misleading ads (0)
    • 14: Take that, and that, you mortgage lender (0)
    • 03: Liar loans and those that sold them (0)
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    • 29: Bankruptcy and the “hard of hearing” (0)
    • 22: Guide to Exemptions in a Mobile World (0)
    • 07: Denying the debt collector (0)
    • 04: Bay Area credit card debt (0)
    • 01: Case of the vanishing home equity (0)
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    • 25: Debt settlement doesn’t equal credit counseling (0)
    • 13: Cash collateral in consumer cases (0)
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    • 28: Changing paradigm of plastic (0)
    • 24: Bankruptcy info by email (0)
    • 18: File Your Tax Return Or Get An Extension? (1)
    • 13: Where’s the UST? (0)
    • 02: CCCS remains a star in credit counseling (2)
  • February 2008 (4)
    • 24: It feels like a profession (0)
    • 16: Sell first, litigate later (0)
    • 14: 30 day respite saves no homes (0)
    • 03: Behind the numbers of rising bankruptcy filings (0)
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    • 31: Muttering about the means test (2)
    • 31: Counting on the consumer to do the wrong thing (1)
    • 18: Hard times nurture get rich quick schemes (0)
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    • 31: Cut the cost of eating (0)
    • 21: Interest rate truth below banker’s bluster (0)
    • 17: Mortgage mess and artificial value of real estate (0)
  • November 2007 (4)
    • 17: On foreclosure and procrastination (1)
    • 09: All gain by permitting mortgage modification (1)
    • 05: Peddling economic serfdom to our kids (0)
    • 01: To tell the truth (0)
  • October 2007 (4)
    • 09: Chapter 13 trustee commission can skew the numbers (0)
    • 06: Senior Property Tax Assistance Deadline Oct. 15 (0)
    • 05: Trap for unwary in foreclosure of rental property (0)
    • 03: Lingering effect of allowed claim in bankruptcy (0)
  • September 2007 (3)
    • 21: When to make your move (0)
    • 20: Looming California foreclosure doesn’t require bankruptcy (0)
    • 12: Financial worries can make you fat (0)
  • August 2007 (4)
    • 18: Should I file bankruptcy: hanging on too long (2)
    • 13: Taking my own advice Part Three (20)
    • 09: Loan hype debases the language (3)
    • 06: More seniors file bankruptcy (5)
  • July 2007 (4)
    • 24: Incorrect credit reports can coerce payment of discharged debt (0)
    • 14: Taking my own advice Part Two (24)
    • 11: Credit card issuers crazier than I thought (3)
    • 07: Taking my own advice (0)
  • June 2007 (4)
    • 28: Student loans & deciding who to pay (0)
    • 09: What credit card debt hides (0)
    • 07: Unintended consequences of the means test (1)
    • 02: Universal Default Provisions Cause Defaults (0)
  • May 2007 (1)
    • 01: Should You Keep Your Stuff After Bankruptcy? (1)
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    • 26: Advertizement for Savings (21)
  • March 2007 (5)
    • 29: Collection law suits in California (2) (0)
    • 21: Tax issues in subprime mortgage meltdown (11)
    • 07: Teaching about Money (70)
    • 04: Card Companies Charge Forward (0)
    • 01: Preserving a Small Business through Bankruptcy (0)
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    • 26: Find The Best Bankruptcy Information Online (0)
    • 14: The Price of Keeping the Car (0)
    • 05: Misuse of Credit Scores (866)
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    • 25: UST definitely family unfriendly (0)
    • 23: Bankruptcy improves your credit score (0)
    • 19: Chevy Chase Bank ARMS violate Truth in Lending (0)
  • December 2006 (1)
    • 07: Different advice after BAPCPA (345)
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    • 17: One Year of “Reform” (1)
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    • 29: Debt Debilitates (0)
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    • 14: IRS warns of credit counseling fraud (0)
  • January 2006 (1)
    • 08: Plastic in the Life of our Society (0)
  • September 2005 (1)
    • 09: Katrina as a model for debtors (0)
  • August 2005 (2)
    • 18: Living in the Valley of the Shadow of Debt (0)
    • 07: Credit Cards Call the Shots (0)
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About The Soapbox

You've arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said "try").

Here, I allow myself to tell stories and express strong opinions on how I think law should work for the consumer and small businesses when it comes to debt.

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Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

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What You Left Out Of Your Bankruptcy Schedules

One of the first questions a bankruptcy trustee will ask you at the hearing in your bankruptcy case is:  did you read the schedules before you signed them? The obvious, and expected, answer is YES. And if your answer is "yes", then the trustee can conclude that you stand behind the information that the … Read more

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