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2019 Reader Favorites From Bankruptcy Soapbox

By Cathy Moran

It’s always fun to see which posts spoke to readers of Bankruptcy Soapbox during the year.

There’s lots to choose from.  After all, we touch on law, personal finance, small business issues, and some just basic matters of operating in this economy.

Here, starting with number 10, and working up to your favorite post, are the most-read posts this year.

10.  Five Ways To Make Your Divorce Bankruptcy-Proof

Chapter 13 allows the discharge of debts to a former spouse not available in Chapter 7.  Five tactics to consider during the divorce that reduce the chance that bankruptcy changes everything.

 

Chapter 13 alarm9.    When Chapter 13 Endangers Both Your House and Your Discharge

An alarming trend in bankruptcy cases has judges blocking the discharge of debtors who’ve fallen behind on their mortgage payments after they filed their Chapter 13 case.

 

Home sales in bankruptcy8.     Realtor’s Guide To Home Sales In Bankruptcy

Probably the longest post on Soapbox walks real estate professionals through the maze of concepts and rules that apply when a homeowner in bankruptcy needs to sell real estate.

 

spouse's debts7.     Are You Really Liable For Your Spouse’s Debts In California?

California law is tricky about the liability of one spouse for the other’s debts.  The short answer is “no”, but it’s complicated.

 

bankruptcy 90 DAY preference rule6.     What Does Bankruptcy’s 90 Day Rule Really Say?

Everyone knows about the 90 day rule in bankruptcy, only there are at least 90 different, and wrong, versions of what the preference rule really requires.

 

5.    cheat sheet for means testCheat Sheet For Passing Bankruptcy Means Test

Perfectly legal ways to think about your future reasonably necessary expenses that  get you a “pass” on the means test.

 

credit report after bankruptcy4.     How To Spot Post Bankruptcy Errors On Your Credit Report And Fix Them

Guest author Mike Cardoza walks you through what can and can’t appear on your credit report after you’ve discharged your debts in bankruptcy and coaches you on correcting mistakes.

 

3.  community property  7 Principles of California Community Property

A perennial favorite unravels the actual operation of California’s community property system, in bankruptcy and out in the rest of the economy.  A must-read for married folk.

 

2.    checks float before bankruptcyHow To Spend Money Before Your Bankruptcy Case Is Filed

It pays to plan.  Because bankruptcy has rules, written and unwritten, about debtor behavior before the case is begun, we’ve set out both the what to spend money on and how to spend it to stay out of trouble.

 

1.    California homesteadCalifornia Homestead, Portrait of a Super Hero

Again this year, our explanation of how exemptions work to protect big value in a family home was the most read post of the year, more than three times the traffic of the second place post.

 

 

 

 

 

More from the Soapbox

  • When Can I File Bankruptcy AgainWhen Can I File Bankruptcy Again
  • At Risk of Repossession?  How To Keep The Car & Pay LessAt Risk of Repossession? How To Keep The Car & Pay Less
  • Has Your Social Security Number Been Suspended?Has Your Social Security Number Been Suspended?
  • Bankruptcy Drives Credit Score SurpriseBankruptcy Drives Credit Score Surprise
  • 7 Keys To Keeping Your House: Chapter 13 After You File7 Keys To Keeping Your House: Chapter 13 After You File

Filed Under: Featured Tagged With: 2019

About Cathy Moran

I'm a veteran bankruptcy lawyer and consumer advocate in California's Silicon Valley. I write, teach, and speak in the hopes of expanding understanding of how bankruptcy can make life better in a family's future.

Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

What Happens To Your Bank Account in Chapter 13

Those considering filing a Chapter 13 bankruptcy worry about "what happens to my bank account?" Will the trustee take all the money? How do I pay my living expenses after I file? The short answer is: nothing changes. The account remains yours and available for all the expenses of day to day living. Because, … Read more

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