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Surefire Steps To Avoid Bankruptcy

Mortgage Matters

The Judgment Lien That Escaped Your Bankruptcy

What do you do when you discover old judgment liens on your home long after you filed bankruptcy? Your bankruptcy case is closed. You’re recovering nicely. Then you find there’s a judgment lien on your house from before your bankruptcy that you didn’t know about. And the law says that liens survive a bankruptcy case, […]

Mixed Bag

Speak Fluent Bankruptcy: Guide To Essential Bankruptcy Terms

What Does A Bankruptcy Lawyer Do For You

Dividing Debts At Divorce: What You Need To Know

Why Credit Cards Win Clash of Creditors

Protecting Your Co signor When You Can’t Pay

Strictly California

San Francisco Bay Area

Do I qualify for bankruptcy in the Bay Area?

The higher-than-average wages in the Bay Area don't disqualify you from bankruptcy, despite rampant misinformation about the bankruptcy means test. The means test, added to bankruptcy law in 2005, was (poorly) designed to keep above-average earners out of … Read Full Article

law has teeth

California Statute of Limitations Gets Teeth

California law on debt collection finally has teeth. Recent changes to California law say that a debt collector must allege that the statute of limitations has not run when it files a lawsuit. No more suing on long-dead debt and winning unless the … Read Full Article

California Community Property Creates A Marital Threesome

Sounds kinky, doesn't it? Three players in a marriage. Sharing. Everything. Only this is something you can talk about openly, without blushing: community property. Community property is the default property arrangement in California for a … Read Full Article

Chapter 13 available to more

About The Soapbox

You've arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said "try").

Here, I allow myself to tell stories and express strong opinions on how I think law should work for the consumer and small businesses when it comes to debt.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

What You Left Out Of Your Bankruptcy Schedules

One of the first questions a bankruptcy trustee will ask you at the hearing in your bankruptcy case is:  did you read the schedules before you signed them? The obvious, and expected, answer is YES. And if your answer is "yes", then the trustee can conclude that you stand behind the information that the … Read more

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