Filing Chapter 13 bankruptcy stops the foreclosure. You’ve protected your home, for the moment. Bankruptcy gets you a sheltered legal environment to address the problems with your mortgage. You heave a sigh of relief. But the fight to keep your house isn’t over, just because there’s a stay. You’ve just gotten through the first round. […]
Strictly California
Do I qualify for bankruptcy in the Bay Area?
The higher-than-average wages in the Bay Area don't disqualify you from bankruptcy, despite rampant misinformation about the bankruptcy means test. The means test, added to bankruptcy law in 2005, was (poorly) designed to keep above average earners out of … Read Full Article
Wage Garnishment Survival Guide
"Your wages have been garnished, " reads the letter from your employer. Do nothing and twenty-five percent of your after-tax earnings will be sent to your judgment creditor. So, do something: keep reading this action guide for Californians subject … Read Full Article
California Homestead Grows With Inflation: Calculating The Homestead Increase
Calculating California's homestead reveals the homestead in 2022 is now capped at $626,400. That's even more generous than the originally enacted $600,000. And it will change next year. To calculated the current homestead exemption, you need an … Read Full Article
