Filing Chapter 13 bankruptcy stops the foreclosure. It gets you a protected legal environment to address the problems with your mortgage. You heave a sigh of relief. But the fight to keep your house isn’t over, just because there’s a stay. You’ve just gotten through the first round. You need to stay on your toes […]
Strictly California
California Bankruptcy Law Is All Our Own
California Bankruptcy law is a lot like a unicorn....appealing but imaginary. Instead, we have bankruptcy in California, where the landscape is shaped by community property; state exemptions, large mortgages, and the 9th circuit court of appeals. Like … Read Full Article
Collection law suits in California
A prospective bankruptcy client often arrives in my office because a creditor is hot on their heels. A collection lawsuit has been filed and they're panicked. Almost invariably, the client has leapt to two incorrect assumptions: one is that the world as … Read Full Article
Why Bankruptcy Means Test Is Paper Tiger In Bay Area
Bankruptcy's means test is a paper tiger in the San Francisco Bay Area. Really! You can see why few Bay Area residents are constrained by the means test when you compare the latest median income figures used in the means test with the allowed cost of … Read Full Article
