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Bankruptcy Filing Requires More Than Honesty

Mortgage Matters

The Judgment Lien That Escaped Your Bankruptcy

What do you do when you discover old judgment liens on your home long after you filed bankruptcy? Your bankruptcy case is closed. You’re recovering nicely. Then you find there’s a judgment lien on your house from before your bankruptcy that you didn’t know about. And the law says that liens survive a bankruptcy case, […]

Mixed Bag

The New Rules Of Asset Protection

Stop Making Quarterly Tax Payments

The Kind of Person Who Files Bankruptcy

“Hold Harmless” Survives “To Have and To Hold”

Step By Step Guide To Business Shutdown

Strictly California

California sales tax

When Is Individual Business Owner Liable for California Sales Tax

Even when corporate retailers collect California sales taxes from customers, the individuals running the entity face liability for that debt. That's because, , if the business doesn't pay, state law allows collection from the business owners themselves … Read Full Article

california homestead

New California Homestead In Action

The California homestead increase effective January, 2021brought the homestead closer into line with the cost of a home in the Golden State. It's a change for the better. But how will the change impact the balance of homestead law? Time, or further … Read Full Article

San Francisco Bay Area

Do I qualify for bankruptcy in the Bay Area?

The higher-than-average wages in the Bay Area don't disqualify you from bankruptcy, despite rampant misinformation about the bankruptcy means test. The means test, added to bankruptcy law in 2005, was (poorly) designed to keep above-average earners out of … Read Full Article

Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

The Biggest Lie About Bankruptcy

Read anything about Chapter 7 and you get, "Your possessions are sold in Chapter 7 bankruptcy." That is, flat out, the biggest lie about bankruptcy. It's a liquidation proceeding and your stuff will be sold to pay creditors, the lie goes on. No wonder people are scared off from getting relief from debts they … Read more

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