You’ve finished your Chapter 13 and emerged from bankruptcy with your home loan current. But your credit report is a blank page as to your mortgage. The mortgage servicer isn’t reporting your payments to the credit reporting agencies. Nothing. Nada. Crickets. So, even though you’re making regular payments, you’re not visibly rebuilding your credit. […]
Strictly California
Does Marriage Make Me Liable For My Spouse’s Debts
Countless times, a client announces that he won't marry the love of his life until he's fixed his debt problems. Noble thought, but unnecessary in California. Even though we have a community property system of marital property. His bride will not become … Read Full Article
5 Things To Do When You Have Been Sued
The ring on the doorbell was a process server. Bingo! You've been sued. Now what? Breathe deeply and work your way through this five step check list. Then I'll suggest some options. Scout the territory 1. Look at the caption: It identifies the … Read Full Article
New California Bankruptcy Exemptions
Californians filing bankruptcy got an increase in the exemptions that protect their assets on April 1, 2019. Every three years, the dollar amounts are adjusted for changes in the cost of living. Californians don't get to protect possessions under the … Read Full Article
