You’ve finished your Chapter 13 and emerged from bankruptcy with your home loan current. But your credit report is a blank page on your mortgage. The mortgage servicer isn’t reporting your payments to the credit reporting agencies. Nothing. Nada. Crickets. So, even though you’re making regular payments, you’re not visibly rebuilding your credit. Ask […]
Strictly California
Collection Suits and Court Dates
Those in financial difficulty are frequently not operating at their peak. I know that. But for the life of me, I can't understand how the recipient of a summons and complaint from a California court can read the papers and absorb only that they have a … Read Full Article
Do California Seniors Need to File Bankruptcy?
California, it turns out, is a great place to retire. Not because of the cost of living, certainly. In spite of the cost of living. Because California exemptions are very generous to those of retirement age. Those exemptions effectively make many … Read Full Article
Dates, Mates, and Debts In A Community Property State
Scoping out dates and mates by their credit scores at first seems far fetched and overblown. Not to mention it pretty much kills romance. CNN reported on credit scores and dating. My colleague Frank Pipitone took off on the idea. But there is a … Read Full Article
