What do you do when you discover old judgment liens on your home long after you filed bankruptcy? Your bankruptcy case is closed. You’re recovering nicely. Then you find there’s a judgment lien on your house from before your bankruptcy that you didn’t know about. And the law says that liens survive a bankruptcy case, […]
Mortgage Matters
Strictly California

Do I qualify for bankruptcy in the Bay Area?
The higher-than-average wages in the Bay Area don't disqualify you from bankruptcy, despite rampant misinformation about the bankruptcy means test. The means test, added to bankruptcy law in 2005, was (poorly) designed to keep above-average earners out of … Read Full Article

California Statute of Limitations Gets Teeth
California law on debt collection finally has teeth. Recent changes to California law say that a debt collector must allege that the statute of limitations has not run when it files a lawsuit. No more suing on long-dead debt and winning unless the … Read Full Article

California Community Property Creates A Marital Threesome
Sounds kinky, doesn't it? Three players in a marriage. Sharing. Everything. Only this is something you can talk about openly, without blushing: community property. Community property is the default property arrangement in California for a … Read Full Article