Saving your house from foreclosure ranks high on the list of reasons people file Chapter 13. The automatic stay stops foreclosures; Chapter 13 gives you time to fix the problem. Powerful stuff. But the stay and more time, alone, aren’t enough to save the day if you run afoul of other rules, written and unwritten, […]
Mortgage Matters
Strictly California

No More Lawsuits On Old Debt In California
California law on debt collection finally has teeth. Under new California law, a creditor must allege that the statute of limitations has not run when it files a lawsuit. No more suing on long-dead debt and winning unless the consumer files an answer and … Read Full Article

Do You Get The Bankruptcy Grubstake Exemption?
The word grubstake never appears in the Bankruptcy Code or the California Code of Civil Procedure where the exemptions available in bankruptcy cases filed in California are found. Yet every bankruptcy lawyer uses the phrase; and seemingly, every bankruptcy … Read Full Article

New California Homestead In Action
The California homestead increase brings the homestead closer into line with the cost of a home in the Golden State. It's a change for the better. But how will the change impact the balance of homestead law? Time, or further legislation, will … Read Full Article