• Home
  • Bankruptcy in Brief
  • ABC’s of Bankruptcy
  • Considering Bankruptcy
  • True Stories
  • Chapter 13
  • Blog
  • About
  • TOC

Northern California Bankruptcy Lawyer

On The Bankruptcy Soapbox

The Soap Box
  • How bankruptcy works
  • Mortgage Matters
  • Consumer Rights
  • You & Your Lawyer
  • Small Business
  • Family Law

My Wildly Biased Choices For Best Posts Of 2017

By Cathy Moran

Soapbox favorites of 2017Readers got their say earlier when I showcased the 10 most popular new posts on Bankruptcy Soapbox for 2017.

Today, I’ve collected a few of my favorites:  posts that touched subjects important to me and hopefully,  important and useful to you.

life after bankruptcyHow Bankruptcy Changes Your Life

Those considering bankruptcy too often see it as surrender, and willingness to accept a reduced financial life going forward.  Not so.  I look at things bankruptcy changes and things where change is up to you.  Color your future as you wish.

 

Home as retirement savingsMy Home Is My Retirement

Equity in your home may add to your net worth, but it’s a poor substitute for retirement savings.  Surrounded as I am  by extraordinarily expensive housing, I still maintain that you need cash savings to fund your old age.

 

banks behaving badlyWhat Are Banks Really Doing With Your Mortgage Payments?

Get a look at your home loan balance and you may be horrified to see where your payments have gone.  New statutes, new rule, and some new attitudes from judges are putting an end to mortgage servicer abuse of borrowers.  Uncovering accounting abuses after Chapter 13 is my new favorite thing.

 

Before You Even Think About Selling Your House

New federal regulations give you a right to expedited information about what charges and junk fees have been added to your loan balance.  Flush the details about what your lender claims you owe well before you sign a sales contract for your house.  Start early and you have time to insist that errors be corrected without jeopardizing the sale.

 

retirement planningChanging My Tune About Retirement

I’m done talking about “retirement”.  Consider how you’ll get by in your old age.  Chances are, the comfort and degree of independence you’ll enjoy in your old age depends on how you spend or save your money now.

Last year’s favorites

In 2016, I picked out the 12 new posts I thought most important.  See if you see the themes.

More from the Soapbox

  • Can A Trust Protect You In Bankruptcy?Can A Trust Protect You In Bankruptcy?
  • Means Test Means Little In Bay Area With New Census NumbersMeans Test Means Little In Bay Area With New Census Numbers
  • Myth Of The Corporate Credit CardMyth Of The Corporate Credit Card
  • Locked Out Of Court:  The Not-So-Fine-Print Arbitration ClauseLocked Out Of Court: The Not-So-Fine-Print Arbitration Clause
  • Speak Fluent BankruptcySpeak Fluent Bankruptcy

Filed Under: Featured Tagged With: 2017

About Cathy Moran

I'm a veteran bankruptcy lawyer and consumer advocate in California's Silicon Valley. I write, teach, and speak in the hopes of expanding understanding of how bankruptcy can make life better in a family's future.

Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

What Happens To Your Bank Account in Chapter 13

Those considering filing a Chapter 13 bankruptcy worry about "what happens to my bank account?" Will the trustee take all the money? How do I pay my living expenses after I file? The short answer is: nothing changes. The account remains yours and available for all the expenses of day to day living. Because, … Read more

More Posts from this Category

643 Bair Island Road
Suite 403
Redwood City, CA 94063
Phone: (650) 694-4700
Phone: (650) 368-4700

Categories

All content copyright © Moran Law Group. All rights reserved.