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The Difference Between Good Bankruptcy Lawyer and Great Bankruptcy Lawyer

By Cathy Moran

Finding the right bankruptcy lawyer may be the difference between a successful bankruptcy and a nightmare. Choosing a lawyer you can talk to is critical because the basic bankruptcy bargain is full disclosure in exchange for discharge of debts. You’ll be disclosing lots of information normally held confidential. But there’s more. It’s not just a […]

Filed Under: Consumer Rights, You & your lawyer

How Much Should You Pay To Get Out Of Debt?

By Cathy Moran

Shop for a bankruptcy lawyer, and you’ll end up wondering what bankruptcy should cost. When you’re flat broke and under pressure, cheaper sure looks better. If a lawyer will do your Chapter 7 for $600, what’s the point of paying $1000? Or even $2000? Like answers to many legal questions, it depends. Bankruptcy relief depends on […]

Filed Under: Featured, You & your lawyer

How To Pick A Bankruptcy Lawyer

By Cathy Moran

interview a bankruptcy lawyer

How do you pick a bankruptcy lawyer when you’ve never hired any lawyer and never before considered filing bankruptcy? What do you ask a bankruptcy lawyer to determine if the lawyer is the right one for you? After all, the conversation has to move beyond “what does bankruptcy cost?” Financial troubles are tough and bankruptcy […]

Filed Under: Featured, You & your lawyer Tagged With: 2016, choose a lawyer, find a lawyer, pick a lawyer

Bankruptcy Questions Have Few Quick Answers

By Cathy Moran

The caller to my law office kept telling my assistant: I just want to ask Cathy a question. To which my assistant replied:  you need to first fill out our questionnaire and make an appointment. But I don’t want a meeting, I just want to ask a question. At which point, both sides of the call […]

Filed Under: How bankruptcy works, You & your lawyer Tagged With: 2020

The Bankruptcy Problem Your Lawyer Can’t Fix

By Cathy Moran

what to tell lawyer

Everyone considering bankruptcy faces the question of what to tell their lawyer. Sometimes  it’s a problem you don’t want to face yourself, or a debt your spouse doesn’t know about. The problem even the best bankruptcy lawyer can’t fix is the one you hide. Maybe it’s a claim you hope to bring after the bankruptcy. You’re […]

Filed Under: Consumer Rights, You & your lawyer Tagged With: disclosure, secrets

What Should Bankruptcy Cost?

By Cathy Moran

pay for bankruptcy

Pick a cheap bankruptcy lawyer and it could really cost you. We’re trained as consumers to find the lowest price for stuff we buy. But picking a lawyer is not the place for economy. But how can you know what a bankruptcy should cost when you’ve never hired a lawyer before and you don’t want […]

Filed Under: Consumer Rights, You & your lawyer Tagged With: bankruptcy lawyer

Does My Bankruptcy Lawyer Need To Be From My City?

By Cathy Moran

find local bankruptcy lawyer

If you’re inclined pull up a map application to find a bankruptcy lawyer, I gotta ask: is proximity really the most important factor? Not by a mile. You want an experienced, local lawyer, but “local” means active before the judges in the federal judicial district where you live. It doesn’t mean having an office around […]

Filed Under: How bankruptcy works, You & your lawyer

Why You Don’t Want A Bankruptcy Attorney To Fight For You

By Cathy Moran

bankruptcy lawyer

Everyone wants a good bankruptcy lawyer when they’re considering filing bankruptcy. So, how do you measure a good bankruptcy lawyer? We Fight For You! screamed the on-line headline for a bankruptcy law firm. That firm clearly thought willingness to fight was the measure. While I applaud the firm’s energy and commitment, I question their focus. […]

Filed Under: Featured, You & your lawyer

What Does A Bankruptcy Lawyer Do For You

By Cathy Moran

what does bankruptcy lawyer do

Lawyers cost money and you’re considering bankruptcy because you don’t have enough money. What would a bankruptcy lawyer do for you? The existence of official bankruptcy forms make it seem that bankruptcy is just filling out forms. Unfortunately, that isn’t so. Forms are only part of the picture. An important part, but not the whole […]

Filed Under: Consumer Rights, You & your lawyer Tagged With: 2021

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Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

What Happens To Your Bank Account in Chapter 13

Those considering filing a Chapter 13 bankruptcy worry about "what happens to my bank account?" Will the trustee take all the money? How do I pay my living expenses after I file? The short answer is: nothing changes. The account remains yours and available for all the expenses of day to day living. Because, … Read more

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