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Mortgage bankers lobby for status quo

By Cathy Moran

I feel like I’ve found  my new website’s reverse image:  meet the evil twin of SaveHomeWithBankruptcy, the mortgage banker’s Stop the Bankruptcy Cram Down.

There will be lots to write about here and on Northern California Mortgage Mods, the companion blog that Doug Jacobs and I write,  countering the mortgage banker’s view of the solution to current housing meltdown.  I wonder what sort of solutions the very people who created this crisis propose?

My discovery comes the same week it came out that the voluntary mortgage modification program touted by the last administration, Help for Homeowners, has helped a total of  exactly twenty five  homeowners!

What continues to baffle me is why the mortgage bankers have any credibility at this juncture.

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About Cathy Moran

I'm a veteran bankruptcy lawyer and consumer advocate in California's Silicon Valley. I write, teach, and speak in the hopes of expanding understanding of how bankruptcy can make life better in a family's future.

Chapter 13 available to more

About The Soapbox

You've arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said "try").

Here, I allow myself to tell stories and express strong opinions on how I think law should work for the consumer and small businesses when it comes to debt.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

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