• Home
  • Bankruptcy in Brief
  • ABC’s of Bankruptcy
  • Considering Bankruptcy
  • True Stories
  • Chapter 13
  • Blog
  • About
  • TOC

Northern California Bankruptcy Lawyer

On The Bankruptcy Soapbox

The Soap Box
  • How bankruptcy works
  • Mortgage Matters
  • Consumer Rights
  • You & Your Lawyer
  • Small Business
  • Family Law

Your Vote, Your Voice

By Cathy Moran

Tuesday November 8th is the last time for two years you’ll get a chance to influence state and national government. If you have a choice, wouldn’t you choose to be an Influencer?

Government is serious work. For it to work well, it requires lawmakers who take those responsibilities seriously.

Making laws requires making choices and expressing values. The rest of us live with those choices.

As a bankruptcy lawyer, I live day to day with the vindictive and creditor friendly choices the Congress made in 2005 when it amended the Bankruptcy Code. Bankruptcy law for individuals became more restrictive, more complicated, and thus more expensive.

As far as I can see, those choices didn’t result in any meaningful improvement for consumers.

And of course, bankruptcy is just one small aspect of federal law. But the values and choices that legislators made them haunt us 17 years later.

Get yourself to the polls; choose leaders who take this business seriously and who demonstrate commitment to your values. This chance doesn’t come around again for two years.

More from the Soapbox

  • Your Rights When Your Home Is ForeclosedYour Rights When Your Home Is Foreclosed
  • So You Keep Your Home Through Bankruptcy- What Then?So You Keep Your Home Through Bankruptcy- What Then?
  • What’s After ForbearanceWhat’s After Forbearance
  • Preserving a Small Business through BankruptcyPreserving a Small Business through Bankruptcy
  • Forgiveness Starts At HomeForgiveness Starts At Home

Filed Under: Featured

About Cathy Moran

I'm a veteran bankruptcy lawyer and consumer advocate in California's Silicon Valley. I write, teach, and speak in the hopes of expanding understanding of how bankruptcy can make life better in a family's future.

Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

What You Left Out Of Your Bankruptcy Schedules

One of the first questions a bankruptcy trustee will ask you at the hearing in your bankruptcy case is:  did you read the schedules before you signed them? The obvious, and expected, answer is YES. And if your answer is "yes", then the trustee can conclude that you stand behind the information that the … Read more

More Posts from this Category

643 Bair Island Road
Suite 403
Redwood City, CA 94063
Phone: (650) 694-4700
Phone: (650) 368-4700

Categories

All content copyright © Moran Law Group. All rights reserved.