• Home
  • Bankruptcy in Brief
  • ABC’s of Bankruptcy
  • Considering Bankruptcy
  • True Stories
  • Chapter 13
  • Blog
  • About
  • TOC

Northern California Bankruptcy Lawyer

On The Bankruptcy Soapbox

The Soap Box
  • How bankruptcy works
  • Mortgage Matters
  • Consumer Rights
  • You & Your Lawyer
  • Small Business
  • Family Law

Do California Seniors Need to File Bankruptcy?

By Cathy Moran Leave a Comment

California, it turns out, is a great place to retire. Not because of the cost of living, certainly.  In spite of the cost of living. Because California exemptions are very generous to those of retirement age. Those exemptions effectively make many indebted seniors collection-proof. How exemptions protect seniors Exemption laws come from the idea that, […]

Filed Under: Considering Bankruptcy, Consumer Rights

When Is The Time Right To File Bankruptcy

By Cathy Moran

time to file bankruptcy

Just like stand up comedy and batting in baseball, filing bankruptcy is all about timing. Timing your bankruptcy filing is no different. File bankruptcy too early, or too late, and you risk losing assets or advantages that better timing could have assured. Admittedly, you don’t always have the luxury of filing bankruptcy on your own […]

Filed Under: Considering Bankruptcy, Featured Tagged With: 2020, when to file bankruptcy

Hold Or Fold? How To Decide If Filing Bankruptcy Is Right For You

By Cathy Moran

considering bankruptcy

You’ve got to know when to hold ’em, know when to fold ’em; know when to walk away, know when to run… So goes the gambler’s advice to the young card player in the hit Kenny Rogers song. Hum along as we think about how we play our cards when we’re in debt: the hardest call is […]

Filed Under: Considering Bankruptcy, Featured Tagged With: bankruptcy and poker, hold or fold

The Worst Reason To Choose Debt Settlement Over Bankruptcy

By Cathy Moran

The guy with an old debt asked if bankruptcy or debt settlement would cause greater damage to his “credit”. The money advice columnist gave the right answer to the wrong question. She got it backwards. She advised that bankruptcy was more damaging given that the nagging debts were already three years old and would drop off his […]

Filed Under: Considering Bankruptcy, Consumer Rights, Managing Money Tagged With: credit score, debt settlement

Stupid Moves Before Seeing A Bankruptcy Lawyer

By Cathy Moran

before bankruptcy

Don’t tidy up your financial affairs before consulting a bankruptcy lawyer to plan for bankruptcy. Your current mess may present opportunities to plan your case for a better outcome. You may waste money or lose bankruptcy options when you make last minute changes to your situation without understanding how that situation plays out in bankruptcy. […]

Filed Under: Considering Bankruptcy, Featured Tagged With: plan bankruptcy

What’s So Scary About Bankruptcy?

By Cathy Moran

It’s Halloween and we indulge in make-believe scary moments and call it fun. In real life,  fear isn’t so fun. People up to their eyeballs in debt are scared witless by the thought of filing bankruptcy. It frightens them more than haunted houses, ghouls, and blood-soaked bodies. So really:  what’s so scary about filing bankruptcy? […]

Filed Under: Considering Bankruptcy, Featured Tagged With: considering bankruptcy

Dumbest Thing For Those In Debt

By Cathy Moran

dealing with debt

The headline was compelling:  The 5 Dumbest Things You Can Do If You Have Too Much Debt. I even liked the site’s name:  How Life Works.  That’s a tagline I’d like to use. I could make my own list of dumb ways to tackle debt, but better if someone else had already done it. Until […]

Filed Under: Considering Bankruptcy, Featured

Do I Have To File Bankruptcy Before There’s A Judgment?

By Cathy Moran

time to discharge judgment

Can I discharge a judgment once it’s entered, was the first question the caller asked. Do I have time to file bankruptcy? The caller was sure he had to file bankruptcy before the court entered judgment or he’d be stuck with the judgment forever. Not so. Bankruptcy discharges judgments. And, a judgment in California does not […]

Filed Under: Considering Bankruptcy, Strictly California Tagged With: bankruptcy, discharge, judgment

7 Essentials For Better Results From Filing Bankruptcy

By Cathy Moran

before filing bankruptcy

Plan before filing bankruptcy and you get better, more certain relief. Even if you’re not quite sure that you’re ready to take the bankruptcy plunge, scout the bankruptcy territory. Take some time to learn the rules and explore ways to maximize the relief available in bankruptcy. If you don’t plan ahead and just rush into […]

Filed Under: Considering Bankruptcy, Featured Tagged With: 2021, means test

  • 1
  • 2
  • 3
  • …
  • 6
  • Next Page »
Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

How To Pay For Bankruptcy When You’re Flat Broke

One of the cosmic ironies of our legal system is that it costs money to file bankruptcy. Bankruptcy gets you out of debt only if you have the money to file. The costs of bankruptcy include the filing fee collected by the court; the required credit counseling; and, if you're smart, an experienced lawyer to make sure … Read more

More Posts from this Category

643 Bair Island Road
Suite 403
Redwood City, CA 94063
Phone: (650) 694-4700
Phone: (650) 368-4700

Categories

All content copyright © Moran Law Group. All rights reserved.