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Does Debt Discharged In Bankruptcy Stay Gone Forever?

By Cathy Moran Leave a Comment

debt discharged in bankruptcy

Can debt bankruptcy in bankruptcy come back to haunt me? Worried clients ask me this all the time, fearful that the relief they get from their creditors in bankruptcy is only temporary. The short answer is no. The automatic stay that stops collectors when you file bankruptcy is replaced, at the end of the case, […]

Filed Under: Featured Tagged With: debt collectors, discharge

When Can I File Bankruptcy Again

By Cathy Moran

filing bankruptcy again

Remember the old high school cheer:  two, four, six, eight, who do we appreciate? Turns out, that’s not just a cheer, it’s shorthand for the rule on when you can file bankruptcy again. And it points out that when you can file again depends on what kind of bankruptcy you filed last time. Here’s how […]

Filed Under: How bankruptcy works Tagged With: 2019, discharge, eligibility

Do I Have To File Bankruptcy Before There’s A Judgment?

By Cathy Moran

california bankruptcy

Can I discharge a judgment once it’s entered, was the first question the caller asked. Do I have time to file bankruptcy? The caller was sure he had to file bankruptcy before the court entered judgment or he’d be stuck with the judgment forever. Not so. Bankruptcy discharges judgments. And,  a judgment in California does […]

Filed Under: Considering Bankruptcy, Strictly California Tagged With: bankruptcy, discharge, judgment

Bank Account Safe From Credit Card Debt

By Cathy Moran

credit card offset

Your bank can’t take your money in an account to pay their credit card. That’s one less thing to stress about. Credit cards and bank accounts are an exception to the old saw that possession is 9/10th of the the law. After all, the bank would have possession of the money on deposit and a […]

Filed Under: Featured Tagged With: discharge, offset, set off

Skip Filing Your Tax Return And The Tax Lives Forever

By Cathy Moran

Tax Myth Saddles You WIth Tax Forever

It’s tax season and tax myths are everywhere.  Know what the most dangerous one is? If you can’t pay the tax on the return, you’ll escape collection action if you keep a low profile by not filing the return. I hear it repeatedly, each year, year after year.  And it’s wrong, over and over. Four […]

Filed Under: Taxes Tagged With: bankruptcy, discharge, tax return, taxes

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About The Soapbox

You've arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said "try").

Here, I allow myself to tell stories and express strong opinions on how I think law should work for the consumer and small businesses when it comes to debt.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

Speak Fluent Bankruptcy: Guide To Essential Bankruptcy Terms

Bankruptcy has its own language.  If you are considering filing bankruptcy, it helps to know the language spoken there. Master just a couple of words and phrases, and input from a bankruptcy lawyer starts to make sense. So, in our continuing campaign for better understanding of bankruptcy, here's a dozen … Read more

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