And if they don’t know better, they should be made to pay, in some exquisitely painful way, for the harm they inflict.
The rack seems good to me.
The terrified client in my office was told by her accountant that if she filed Chapter 13 to save her home, the court would not allow her to buy prescription dog food for an ailing 16 year old pet!
Further, the accountant went on to declare that in Chapter 13, the debtor could pay only for housing, food and gas: nothing more. No maintenance for the house, no insurance, no clothes, no medical care.
Of course, the accountant was dead wrong. Articulate but wrong. [Read more…]