It can mean the difference between staying in your home and foreclosure.
Yet it comes with more questions than answers.
- What’s the difference between HAMP and HARP?
- Do I want to appear broke or prosperous?
- Should I default before I apply?
Critical questions, the answers to which determine whether you keep your house or not.
Enlist free help
Get help from a skilled counselor who is on your side, for free.
The federal Housing and Urban Development Department (HUD) certifies agencies to help consumers with foreclosure prevention, loan modification, reverse mortgages and other complications that come with home ownership.
There are lots of sources of help right here in the Bay Area.