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Your Tax Refund In The Crosshairs In Debt Collecting Season

By Mike Cardoza

debt collecting season

Who knew that there was a season for debt collecting?  My friend and colleague attorney  Mike Cardoza does.  See what he says. The beginning of the year  through about the end of March is the big season for debt collection! Why? Because collectors are pretty sure that you have some money in your pocket – […]

Filed Under: Consumer Rights, Debt Collection Rights Tagged With: 2018, tax refund

Time Running Out on 2018 Tax Refunds

By Cathy Moran

tax refund 2018

Expecting a tax refund for an old tax year but haven’t filed the return yet? Time’s running out. If you are more than three years late in filing your tax return, you forfeit any tax refund that you would otherwise get. The IRS still has $1.5 BILLION in unclaimed refunds for tax year 2018 but […]

Filed Under: Featured, Taxes Tagged With: 2022, tax refund, unfiled tax returns

Get The IRS To Feed Your Savings

By Cathy Moran

save refund

Lucky enough to get a tax refund this year? Then celebrate America Saves week by telling the IRS where to put it. I mean, where to deposit it. Refund jump starts savings A tax refund is the perfect place to boost your savings.  And you don’t have to choose between spending it all or saving […]

Filed Under: Featured Tagged With: 2019, tax refund

Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

When Can I File Bankruptcy Again

Remember the old high school cheer:  two, four, six, eight, who do we appreciate? Turns out, that's not just a cheer, it's shorthand for the rule on when you can file bankruptcy again. And it points out that when you can file again depends on what kind of bankruptcy you filed last time. Here's how it … Read more

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