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How Does Your Household Budget Measure Up?

By Cathy Moran

The living expenses your paycheck has to cover go on and on. Each dollar is stretched;  each expense clamors for attention. Too often, the expenses go on long after the available money is gone. What seem like immediate needs squeeze out those necessities that only come round occasionally but in big numbers:  car repair, medical incidents, […]

Filed Under: Consumer Rights, Managing Money Tagged With: budget, cost of living, living expenses

Smoke, Mirrors, And Budgets: Are You Missing Where Your Money Goes

By Cathy Moran

Budget tricks keep lots of us from seeing where our money goes. If you don’t know where it’s going, you don’t know whether your spending priorities are sound. As a bankruptcy attorney, I hear this alot:I can’t save anything because it takes every dollar I make just to get by. Sound like a description of your […]

Filed Under: Consumer Rights, Managing Money Tagged With: budgets, cost of living

Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

The Biggest Lie About Bankruptcy

Read anything about Chapter 7 and you get, "Your possessions are sold in Chapter 7 bankruptcy." That is, flat out, the biggest lie about bankruptcy. It's a liquidation proceeding and your stuff will be sold to pay creditors, the lie goes on. No wonder people are scared off from getting relief from debts they … Read more

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