• Home
  • Bankruptcy in Brief
  • ABC’s of Bankruptcy
  • Considering Bankruptcy
  • True Stories
  • Chapter 13
  • Blog
  • About
  • TOC

Northern California Bankruptcy Lawyer

On The Bankruptcy Soapbox

The Soap Box
  • How bankruptcy works
  • Mortgage Matters
  • Consumer Rights
  • You & Your Lawyer
  • Small Business
  • Family Law

Search Results for: do you need to file bankruptcy

No Rush To File Bankruptcy

By Cathy Moran

filing bankruptcy

When the virus steals your income, it’s easy to be overwhelmed with unpaid bills and terrifying economic uncertainty. Immediate relief by filing bankruptcy may look appealing. Make it all go away, you say. I’ll never pay this off. But not so fast. With few exceptions, this bankruptcy attorney thinks it’s too early in this pandemic to […]

Filed Under: Consumer Rights Tagged With: 2020

The Fate of Second Homes In Bankruptcy

By Cathy Moran

second home

Homestead exemptions protect a principal residence when someone files bankruptcy. But what about second homes and rentals? Are they toast in bankruptcy? Not necessarily. Like many legal questions, it depends. Homes protected from creditors The legal system has a reverence for the home debtors live in. It recognizes the importance of shelter and stability to […]

Filed Under: Featured

You Can Make Debt Collectors Stop

By Cathy Moran

stop debt collectors

You can make debt collectors stop. You don’t have to endure phone calls and threatening letters. In fact, you have a statutory legal right to be free from harassing debt collection.  All it takes is a letter to the collector. We’ll show you how to write that letter and exercise your right. And, if you […]

Filed Under: Consumer Rights, Debt Collection Rights Tagged With: 2018, collection calls, debt collection, debt collectors

Coronavirus Tips For You & Your Finances

virus and money

We’ve gathered here our best coronavirus survival tips and information on the financial aspects of our virus-impacted lives. Coronavirus and the shut-down necessary to contain it have turned our world upside down.  Righting that world is a huge task that will take time and focus. Even the immediate relief measures are sketchy right now. Here’s […]

Chapter 13 Bankruptcy Disrupted by Coronavirus

By Cathy Moran

chapter 13 case

Has your Chapter 13 bankruptcy case been turned upside down by coronavirus? You are not alone. And attorneys, trustees and judges are all working on adaptations and adjustments that will save pending cases. Practices and procedures in Chapter 13 vary widely around the country.  What follows is what I see here in the Bay Area […]

Filed Under: Chapter 13, Consumer Rights Tagged With: 2020, covid-19

Bankruptcy Alphabet: Q is for Questions

By Cathy Moran

Bankruptcy Alphabet Q is for Questions

  The letter Q stands for Questions in my bankruptcy alphabet. Like the storied Light Brigade, “stormed at with shot and shell” , we in bankruptcy are peppered with questions, not cannons. Those considering bankruptcy have the profound questions:will bankruptcy improve my situation? what will I give up to get a bankruptcy discharge? what is life […]

Filed Under: ABC's of bankruptcy, How bankruptcy works

Incorporating Your Business Has Surprise Benefit

By Cathy Moran

incorporation protects

Incorporate to protect yourself from the debts of your  business, shriek the ads. That’s the theory of incorporation for business:  create a separate legal entity in the form of the corporation. Let that entity incur debt and expose itself to other risks.  If it fails, the personal holdings of the owners of the corporation are […]

Filed Under: Consumer Rights, Small business

Keep Your Tax Refund Through Your Bankruptcy

By Cathy Moran

keep tax refund

For most of us, finding out that we are getting a sizable tax refund is great news. But if you’ve recently filed a Chapter 7 bankruptcy, hold your celebration. That refund may not be yours. You have a bankruptcy estate When you file bankruptcy, all of your assets become a “bankruptcy estate”.  The estate includes […]

Filed Under: Featured, Taxes

Best New Bankruptcy Insights Of 2019

By Cathy Moran

best of 2019

As we wave goodbye to 2019, we asked what issues grabbed you in 2019? Or, at least, what bankruptcy issues caught your attention? So, we tallied the traffic numbers from this calendar year and assembled this list of the top 10 new posts here on Bankruptcy Soapbox in 2019. Take a look, and see if […]

Filed Under: Featured Tagged With: 2019

2019 Reader Favorites From Bankruptcy Soapbox

By Cathy Moran

top bankruptcy posts 2021

It’s always fun to see which posts spoke to readers of Bankruptcy Soapbox during the year. There’s lots to choose from.  After all, we touch on law, personal finance, small business issues, and some just basic matters of operating in this economy. Here, starting with number 10, and working up to your favorite post, are […]

Filed Under: Featured Tagged With: 2019

  • « Previous Page
  • 1
  • …
  • 14
  • 15
  • 16
  • 17
  • 18
  • …
  • 28
  • Next Page »
Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

Cheat Sheet For Passing Bankruptcy Means Test

The bankruptcy means test has a fatal weakness in its attempt to keep people out of bankruptcy. Like so much recently, it's health care. It's health care, in the future, to be paid before your creditors get any money in your bankruptcy. It works because, in a logic that only Congress could employ, the means … Read more

More Posts from this Category

643 Bair Island Road
Suite 403
Redwood City, CA 94063
Phone: (650) 694-4700
Phone: (650) 368-4700

Categories

All content copyright © Moran Law Group. All rights reserved.