When financial trouble rears its head, keeping the house becomes a number one priority. Whether the pinch is caused by loss of income, a loan that resets, or business slow down, you can find making the mortgage payments a challenge. Not to mention sorting out escrow screwups and changes of servicers. So, we’re rounding up […]
The Secret Bankruptcy Exemptions
Exemptions in bankruptcy are all about what you keep. Exemptions define the collection of assets and rights that are safe from the reach of a bankruptcy trustee or your creditors. But planning exemptions in a bankruptcy case is more than just the looking down the list of things you keep through bankruptcy and the dollar amount […]
How to Screw Up Your Bankruptcy
Transferring assets to others on the eve of bankruptcy is the single, easiest way to mess up your bankruptcy case. Everyone seems to think If an asset isn’t titled to you, it does not have to be disclosed in a bankruptcy filing. I hear it and see it in action, again and again. If it […]
Chapter 13 Fixes Tax Trouble
Tax troubles become manageable in Chapter 13 bankruptcy. 13 offers powerful alternatives to fighting with the IRS. Or hiding from the IRS. When you’ve got tax troubles, it’s easy to feel powerless. After all, you’re confronting a federal agency who wrote the tax rules. And they have hordes of employees with nothing else to do. […]
Mortgage Forbearance And The Hidden Gotcha: Escrow
Got a mortgage forbearance? Seems like a relief. But watch out for the normally escrowed taxes after the forbearance is up. The CARES Act made forbearance on federally backed mortgages available for the asking. But no one talked about the escrow portion of the skipped mortgage payments. Federal guidance urged servicers to offer easy ways […]
Annual IRA Contribution: Use It Or Lose It
Tax day approaches. With it comes the IRA contribution deadline. You expect to live for decades after you’re eligible for Social Security, don’t you? Then, you have only until April 15th to use the 2021 allowance for contributions to a tax-advantaged IRA. Miss making that 2021 contribution and it’s gone for all time. So, you […]
Will You Come Visit Me In Jail?
There’s a warrant out for my arrest, according to the message on my home phone. The charge is criminal tax evasion and tax fraud. The cops are coming for me, unless… Unless, the caller suggests, I call this number and send money. Who knew the feds could be bought off? Of course, it’s a scam. […]
SuperLawyer
I’ve been named a SuperLawyer among Bay Area bankruptcy lawyers. That makes 14 years running. It’s flattering, but probably not much more than that. The real measure of my skills is in the clients’ lives whom I’ve impacted and the young bankruptcy lawyers I’ve mentored. In the meantime, I’m waiting for my cape to be […]
Consider The Clawback of Pre-bankruptcy Transfers Before Filing
If you don’t understand clawback in bankruptcy, you might think that bankruptcy involves only what you have when you file. But that’s not how it works. Bankruptcy law gives a bankruptcy trustee to power to unwind transactions and transfers that diminish what the debtor has on the day the case is filed. The idea is […]
Does Your Corporation Really Protect You From Debt: A Checklist
Business people usually incorporate their business to create a barrier between themselves and the debts of the business. They hope to insulate themselves from possible financial failure of the company. But all too many entrepreneurs stop working on the problem when the corporation is created. Failure to attend to the myriad of next steps can […]
- « Previous Page
- 1
- …
- 26
- 27
- 28
- 29
- 30
- …
- 71
- Next Page »
