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Why Would Lawyer Choose Consumer Bankruptcy?

By Cathy Moran

I had my fees cut last week in a small Chapter 13 case.  The cut ($500) wasn’t large in absolute terms. But the wound is deep and will continue to bleed into my attitude about what I do as a professional. To borrow a phrase from my kids, I feel profoundly disrespected. The case, filed by […]

Filed Under: Featured, You & your lawyer

Lien Stripping Works Without A Bankruptcy Discharge

By Cathy Moran

The waiting and uncertainty is over.  The judges have decided. Chapter 13 debtors can void underwater junior liens even if they aren’t eligible for a bankruptcy discharge in the Chapter 13 case. So says the 9th Circuit Court of Appeals in a case called Blendheim, decided October 1. And so, a myriad of Chapter 20 debtors […]

Filed Under: Chapter 13, Featured, Real property & mortgages

Donald Trumpets: I Didn’t File Bankruptcy

By Cathy Moran

As much as it pains me to say, Donald Trump was doubly right about filing bankruptcy. He loudly announced at the debate that he had never filed bankruptcy. And, he’d only taken advantage of our laws in filing. Now, he was contemptuous of his creditors and dismissive about what the filings said about his business judgment. […]

Filed Under: Featured

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Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

Cheat Sheet For Passing Bankruptcy Means Test

The bankruptcy means test has a fatal weakness in its attempt to keep people out of bankruptcy. Like so much recently, it's health care. It's health care, in the future, to be paid before your creditors get any money in your bankruptcy. It works because, in a logic that only Congress could employ, the means … Read more

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