• Home
  • Bankruptcy in Brief
  • ABC’s of Bankruptcy
  • Considering Bankruptcy
  • True Stories
  • Chapter 13
  • Blog
  • About
  • TOC

Northern California Bankruptcy Lawyer

On The Bankruptcy Soapbox

The Soap Box
  • How bankruptcy works
  • Mortgage Matters
  • Consumer Rights
  • You & Your Lawyer
  • Small Business
  • Family Law

What Causes Bankruptcy?

By Cathy Moran

consider bankruptcy

I was playing in my head with a piece I was writing for consumers about the bankruptcy decision. I caught myself thinking about “whether the bankruptcy was caused by mortgage debt or ….” . And I hauled myself to a halt. How did the words “bankruptcy” and “cause” get linked in my head? In my […]

Filed Under: Considering Bankruptcy, Consumer Rights

Bouncing Back From Bankruptcy: The To-Do List

By Cathy Moran

Recovering from bankruptcy isn’t hard. You’ve hurdled the debt chasm and finished your bankruptcy case. There’s a fresh  start ahead. But where do you start on that fresh start? Consider this to-do list for bouncing back from bankruptcy. Keep on keeping on Whether your bankruptcy case was a Chapter 7, over and done in months, or […]

Filed Under: Consumer Rights Tagged With: 2019, life after bankruptcy

What The Wild Things Teach Us About Bankruptcy

By Cathy Moran

bankruptcy fears overblown

I miss Maurice Sendak, the late author of children’s books. What does a book about a naughty child who adventures in a nighttime land of monsters have to do with being scared of bankruptcy? The last image in his signature book, Where The Wild Things Are, is my touchpiece for clients afraid to file bankruptcy. […]

Filed Under: Considering Bankruptcy, Consumer Rights

Bankruptcy Disclosure: Don’t Let Orange Be The New Black

By Cathy Moran

Bankruptcy crime-do time

How will anyone know? That’s the question clients ask about assets that they don’t want to disclose on their bankruptcy schedules. Clients are usually afraid of losing the property or of involving family and friends with the bankruptcy court.  They really just want to fly under the radar in their social circles. Why do we […]

Filed Under: Consumer Rights

Turned Down For A Bank Account? Fight Back

By Cathy Moran

bank account rejection

Turned down when you tried to open a bank account? We have a clue why. We all know the big three credit reporting agencies:  Experian, TransUnion, and Equifax. But if you’ve been turned down for a bank account, you need to meet the other players in this space:  the checking account screening companies. Certegy ChexSystems […]

Filed Under: Consumer Rights Tagged With: 2017

What’s Included In Bankruptcy?

By Cathy Moran

Snapshot of the day you file bankruptcy

People ask, all the time, what’s included in bankruptcy? Too often, people use “included” to mean “discharged”. That confuses what do you disclose in your schedules with what is discharged at the end of the case. The short answer to what is included on your paperwork is EVERYTHING, dischargeable or not. What goes in the […]

Filed Under: Consumer Rights

Right To Support When Your Ex Files Bankruptcy

By Cathy Moran

Outrage is the usual reaction when a former spouse with child support or alimony files bankruptcy. It reinforces all those less-than-flattering thoughts you harbor about your ex. But,maybe, that’s not the right reaction for two reasons, one old, one new. One is old: support debts can’t be wiped out in bankruptcy. The second reason is new: failure […]

Filed Under: Consumer Rights, Family Law

What’s Wrong With Most Get-Out-Of-Debt Advice

By Cathy Moran

consider bankruptcy

Get-out-of-debt gurus too often miss the essential truth known to every carpenter. Measure twice, cut once Too many trite lists of tips to help you get out of debt miss the vital first step: understand the situation fully. How you got into debt Before you choose a get-out-of-debt path, understand where you’ve come from. Until […]

Filed Under: Consumer Rights Tagged With: 2019

What’s Up After Tax Extension To File?

By Cathy Moran

The tax extension in the mail and you don’t have to think about income taxes til October 15th approaches.  Right? Not in my book, if you are self employed. The self employed don’t have their estimated income taxes withheld from their paychecks.  There aren’t any paychecks if you are among that resolute band of entrepreneurs, […]

Filed Under: Consumer Rights, Small business, Taxes

What Goldilocks Knew About Tax Season

By Cathy Moran

It’s so easy to get a tax filing extension and put off the unpleasant work til fall. Procrastination is easy, and even sanctioned by the simplicity of an extension. But doing it now is important to your financial wellbeing From a purely selfish point of view, you need to know where you and Uncle Sam […]

Filed Under: Consumer Rights

  • « Previous Page
  • 1
  • …
  • 10
  • 11
  • 12
  • 13
  • 14
  • …
  • 20
  • Next Page »
Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

Cheat Sheet For Passing Bankruptcy Means Test

The bankruptcy means test has a fatal weakness in its attempt to keep people out of bankruptcy. Like so much recently, it's health care. It's health care, in the future, to be paid before your creditors get any money in your bankruptcy. It works because, in a logic that only Congress could employ, the means … Read more

More Posts from this Category

643 Bair Island Road
Suite 403
Redwood City, CA 94063
Phone: (650) 694-4700
Phone: (650) 368-4700

Categories

All content copyright © Moran Law Group. All rights reserved.