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Your Vote, Your Voice

By Cathy Moran

Tuesday November 8th is the last time for two years you’ll get a chance to influence state and national government. If you have a choice, wouldn’t you choose to be an Influencer?

Government is serious work. For it to work well, it requires lawmakers who take those responsibilities seriously.

Making laws requires making choices and expressing values. The rest of us live with those choices.

As a bankruptcy lawyer, I live day to day with the vindictive and creditor friendly choices the Congress made in 2005 when it amended the Bankruptcy Code. Bankruptcy law for individuals became more restrictive, more complicated, and thus more expensive.

As far as I can see, those choices didn’t result in any meaningful improvement for consumers.

And of course, bankruptcy is just one small aspect of federal law. But the values and choices that legislators made them haunt us 17 years later.

Get yourself to the polls; choose leaders who take this business seriously and who demonstrate commitment to your values. This chance doesn’t come around again for two years.

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Filed Under: Featured

About Cathy Moran

I'm a veteran bankruptcy lawyer and consumer advocate in California's Silicon Valley. I write, teach, and speak in the hopes of expanding understanding of how bankruptcy can make life better in a family's future.

Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

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The bankruptcy means test has a fatal weakness in its attempt to keep people out of bankruptcy. Like so much recently, it's health care. It's health care, in the future, to be paid before your creditors get any money in your bankruptcy. It works because, in a logic that only Congress could employ, the means … Read more

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