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Advertizement for Savings

By Cathy Moran

I saw a promotion for savings on the TV last night. ING, bless their heart, was touting the benefits of savings.

One of my criticisms about our consumer society and the level of financial literacy in this country is the huge expenditure of time and talent to get us to spend more. There is no counter-campaign reminding us that we need money in the bank for emergencies and retirement. Media has the predictable result of skewing our thinking about money.

So, hats off to ING and the savings account.

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  • How Long Til Foreclosure?How Long Til Foreclosure?
  • Your Home Loan May Be Excluded From Homeowner Bill of RightsYour Home Loan May Be Excluded From Homeowner Bill of Rights

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About Cathy Moran

I'm a veteran bankruptcy lawyer and consumer advocate in California's Silicon Valley. I write, teach, and speak in the hopes of expanding understanding of how bankruptcy can make life better in a family's future.

Bankruptcy Basics

About The Soapbox

You’ve arrived at the Bankruptcy Soapbox, a resource of bankruptcy information and consumer law.

Soapbox is a companion site to Bankruptcy in Brief, where I try to be largely explanatory and even handed (Note I said “try”).

Here, I allow myself to tell stories and express strong opinions. We dig deeper into how to consider bankruptcy and navigate a bankruptcy case.

Moran Law Group
Bankruptcy specialists for individuals and small businesses in the San Francisco Bay Area

How Bankruptcy Works

How To Pay For Bankruptcy When You’re Flat Broke

One of the cosmic ironies of our legal system is that it costs money to file bankruptcy. Bankruptcy gets you out of debt only if you have the money to file. The costs of bankruptcy include the filing fee collected by the court; the required credit counseling; and, if you're smart, an experienced lawyer to make sure … Read more

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