And you will find a certain quantity of absolute tripe. It’s because of sites like http://www.debtwarriors.com that I wince when a client sits down in my office and tells me he’s been researching bankruptcy on the web.
It would take a roll of shelf paper to rebut the multitude of absolute falsehoods that our Debt Warrior utters as gospel. The easiest to address is his pronouncement that Consumers Seeking Bankruptcy Protection Must Wait 180 days (6 Months) Before Filing.
The statute in question requires that within 180 days of filing, the debtor must take a credit briefing in order to file. The briefing can be 179 days before filing or the day of filing (in most districts). There is no wait to file, there is simply the requirement that you jump through this (superfluous) hoop in order to qualify to file.
The guy is trying to sell something: I’m not sure whether it’s some sort of debt management, in my view an absolutely falacious approach to financial problems, or a cut rate legal service.
The right to free speach and the no barrier accessibility of the internet make it possible for such folks to spout misinformation as though it was gospel. My message is to utilize your critical thinking skills when gathering information on the internet. Ask who is the author? what is his motivation? what is the source of his information?
Reading about bankruptcy can arm you with questions for an experienced bankruptcy attorney; it isn’t a source of unvarying veracity.
