Choosing a lawyer you can talk to is critical.
You’ll be disclosing lots of information normally held confidential.
But there’s more.
It’s not just a lawyer you can tell your secrets to.
You need to find a lawyer whom you can question, over and over, if necessary, until you understand the choices that you must make in filing bankruptcy.
Until you understand the issues and the consequences, you can’t play your position on the bankruptcy team.
Choices after deciding to file
Some things a client doesn’t have to truly understand to file bankruptcy: how the means test works, or doesn’t work, is one of them.
The debtor need only validate some of the information in the form.
But other bankruptcy issues require the client to make choices and perhaps confront risks. [Read more…]