Category Archives: Debt & society

The One Fix Silicon Valley Bankruptcy Courts Need

underwater neighborhood cropped

Despite BAPCPA, the 2005 “reform” that made bankruptcy more complex and more expensive,  consumer bankruptcy is working fairly well in Northern California. The bar has learned to navigate the new law, shuffle the additional forms and avoid the events of “automatic dismissal”. We only  need one little change to the law to make relief from…

Money Troubles Plague My Vacation

view from plane

I needed a vacation, badly. ?After a? long year launching Money Health Central, practicing bankruptcy law through the Great Recession, and teaching new bankruptcy lawyers at Bankruptcy Mastery, I was drained. ?Three weeks away sounded like Nirvana. I had three weeks in which I didn’t have to post a thing to the three or four…

California Courts Provide On Line Help

on line learning

Individuals with matters before the state courts of California have an updated resource in the Self Help Center. The information here can be either good background if you have a legal problem or a treasure-trove if you expect to represent yourself in court. It even includes a section on bankruptcy, as part of the materials…

Self Employed, But Not By Choice

store in dark

One of the thorniest problems I’m confronting in the Great Recession is what advice to offer to those who are self employed only because there is no option. In the past year, I’ve seen half a dozen folks whose small business isn’t really making it, and in better times, I would have urged them to…